JPMorgan Risk Management - Dealer Commercial Services Credit Analyst 

United States, Texas, Plano 

360237743

As a Dealer Commercial Services Analyst, you will specialize in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 500+ franchised retail automobile dealers. Within Dealer Commercial Services, you will be part of Portfolio Risk Management team partnering with Credit Officers and Credit Executives for end to end risk-management of dealer commercial portfolio. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization.

Job Responsibilities:

• Jointly own and work with Credit Officers and Credit Executives on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc. Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
• Use multiple tools to identify and escate any early warning indicators for the assigned porfolio.
• Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the credit officer.
• Assist credit officers in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
• Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.

Required qualifications, capabilities and skills:

• Minimum 1 - 3 yrs experience in Credit, Audit, Compliance or Risk Management is required.
• Demonstrated ability to collaborate cross-functionally to achieve measurable results.
• Bachelor's degree required.
• Proficiency in MS Office suite and Visio.
• Strong written and verbal presentation skills.

Preferred qualifications, capabilities and skills:

• Education with a focus in Accounting, Finance, Business, or Economics preferred.
• An MBA in Finance or Professional Certification in Finance, Accounting or Risk is preferred.
• Prior experience in US Market and Auto industry is preferred.