Truist Credit Risk Officer II 

United States, North Carolina, Charlotte 

323784960

Regular or Temporary:

English (Required)

1st shift (United States of America)
Please review the following job description:

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Exercise prudent credit judgment and guidance through individual delegated loan authority

2. Serve as a credit risk officer for moderate sized or large homogeneous portfolios within commercial/wholesale lending or specialty lines of businesses. Responsible for championing the advancement of the organizations risk management culture, framework, and appetite LOB

4. Partner with segment leaders to develop, communicate and execute credit strategies, and policies that supports LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk

5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local and national economic trends and market conditions

6. Manage decisions that could have significant impact to risks and profitability

7. Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree, or equivalent education and related training

2. 10 years of experience in lending and/or credit experience

3. Financial credit risk and regulatory knowledge

4. Solid accounting/financial analysis skills

Preferred Qualifications:

1. 15 years of experience in commercial lending and/or credit experience

2. Master's degree in business administration, finance, or accounting

3. RMA - Credit Risk Certification