Td Bank Manager TDS FCRM Business Oversight 

Canada, Ontario, Toronto 

190951191

Toronto, Ontario, Canada

$ 91,200 - $ 136,800 CAD

KEY ACCOUNTABILITIES

• Provide FCRM oversight and opinion for TDS change risk assessments for new products and initiatives to address impacts on end-to-end transaction processing flows, AML transaction monitoring and screening, regulatory initiatives for reporting, and compliance with payments mandates.
• Own and evolve the risk assessment process for change initiatives and third-party engagement by embedding financial crime and anti-bribery and corruption (ABAC) considerations into risk-based questionnaires.
• Apply knowledge of payments networks, MT and MX (ISO 20022) messaging standards, and SWIFT protocols to provide FCRM strategic direction and oversight for regulatory reporting and payments modernization initiatives.
• Promote and deliver continuous improvement projects in partnership with Senior Managers, focusing on improving the quality of FCRM procedures and best practices.
• Function as the TDS Business Oversight point of contact for managing reverse Know Your Customer (KYC) requests, ensuring timely, accurate, and risk-informed responses that reflect the bank's financial crime compliance posture.
• Support business and operational units with the resolution plans for issues identified by FCRM for the entirety of the issue lifecycle, including remedial efforts and validation.
• Maintain cross-functional knowledge on multiple team processes and responsibilities to provide effective coverage and operational continuity during team member absences or leaves.
• Provide support for remediation efforts to resolve FINTRAC findings and understand how evolving regulations affect TDS and GTB products, services, and payments processes.

SHAREHOLDER

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Stay up to date on emerging issues, trends, and evolving regulatory requirements in the AML/ATF/ Sanctions/ABAC industry and assesses potential impacts.
• Coordinate withAML/ATF/Sanctions/ABACpartners and business compliance partners to ensure consistency in the application ofAML/ATF/Sanctions/ABACprograms and standards across the enterprise.
• Protect the interests of the organization – identify and manage risks, and ensure the prompt analysis and escalation of non-standard, high-risk issues, monitoring to thorough resolution.
• Acquire and apply expertise in theAML/ATF/Sanctions/ABACdisciplines, providing basic guidance and direction to business and other business oversight partners.
• Work with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations.
• Provide feedback and effective challenge on business line policies and procedures and make recommendations for enhancements based on changes to regulatory requirements or business processes.
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality, escalating issues where appropriate.

EMPLOYEE / TEAM

• Contribute to the success of the TD Securities Business oversight team by promoting a positive and inclusive work environment.
• Foster strong relationships with stakeholders across lines of business and support functions, providing high-quality service and timely execution of responsibilities within established SLAs.
• Demonstrate eagerness to learn and grow within the Business Oversight function by participating in professional development and training opportunities.
• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
• Act as a brand ambassador for TDS FCRM Business Oversight and the bank, both internally and/or externally.

BREADTH & DEPTH

• Maintain knowledge/expertise on a broad range of subject areas related to the job function and industry standards. This includesAML/ATF/Sanctions/ABACand knowledge in TD Securities product and service offerings.
• Strong knowledge of Canadian AML/ATF regulations and global financial crime compliance frameworks (e.g., FATF)
• Provide advice and guidance for moderately complex projects with continued support from stakeholders and management and function as a point of contact for non-routine information.
• Identify and lead problem resolution for project/program complex requirements related issues at all levels.
• Recommend and implement solutions within own area of responsibility and actively seek out ways to improve collaboration with other work areas as needed.
• Reports to a Senior Manager.

EXPERIENCE & EDUCATION

• Advanced degree, professional accreditation, and/or 8+ years relevant industry experience.
• Knowledge of Global Business Payments, securities, and capital market products is required.
• Undergraduate Degree
• CAMS designation considered an asset.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Sans Objet