JPMorgan Wholesale Credit Risk - Associate 

Japan, Tokyo 

142347633

As a Credit Risk - Associate within Corporate Investment Bank (CIB) Wholesale Credit Risk, you will have responsibility for diligence, risk grading, structuring, and on-going monitoring and management of a diverse and complex portfolio of risks. Applicable client exposures include high grade and leveraged loans, asset-based structured financing, extensive derivatives and securities trading relationships, and intra-day liquidity facilities. You will serve as the Credit Officer and primary coverage for credit relationships as well as develop the analytical skills of junior team members.

Job Responsibilities

• Be responsible for lending activities and trading related credit exposures with the Japan based companies including their overseas subsidiaries across the spectrum of Corporates and Financial Institution sectors
• Perform customer due diligence and financial analysis and summarize in written credit approval memos and reviews
• Review and approve trading activity, including recommending margin requirements as well as structural enhancements
• Develop and recommend appropriate structural solutions to mitigate risk on structured financings, and perform cash flow analysis under stressed scenarios
• Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
• Oversee legal negotiations for traded products
• Assess creditworthiness of clients and assign appropriate credit ratings
• Maintain updated credit research on a portfolio of clients
• Demonstrate ability to mentor/guide junior resources. Manage own workload and analyst's workload, delegate with appropriate guidance and ensure deadlines are understood and met, and where needed, confidently escalate to senior managers
• Lead group wide efficiency projects and assist in training and developing analysts
• Drive and participate in client due diligence meetings

Required qualifications, capabilities and skills

• Credit risk experience required
• Some accounting and corporate finance coursework
• Strong interest in client interaction and possess outstanding verbal and written communication skills
• Ability to perform well under pressure in a demanding environment
• Be proficient in Excel, PowerPoint and Word
• Japanese and English language skills required

Preferred qualifications, capabilities and skills

• At least 3 years of work experience in financial services preferred (investment banking or similar)