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JPMorgan Wholesale Credit Risk - Associate 
Japan, Tokyo 
142347633

01.09.2024


As a Credit Risk - Associate within Corporate Investment Bank (CIB) Wholesale Credit Risk, you will have responsibility for diligence, risk grading, structuring, and on-going monitoring and management of a diverse and complex portfolio of risks. Applicable client exposures include high grade and leveraged loans, asset-based structured financing, extensive derivatives and securities trading relationships, and intra-day liquidity facilities. You will serve as the Credit Officer and primary coverage for credit relationships as well as develop the analytical skills of junior team members.

Job Responsibilities

  • Be responsible for lending activities and trading related credit exposures with the Japan based companies including their overseas subsidiaries across the spectrum of Corporates and Financial Institution sectors
  • Perform customer due diligence and financial analysis and summarize in written credit approval memos and reviews
  • Review and approve trading activity, including recommending margin requirements as well as structural enhancements
  • Develop and recommend appropriate structural solutions to mitigate risk on structured financings, and perform cash flow analysis under stressed scenarios
  • Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
  • Oversee legal negotiations for traded products
  • Assess creditworthiness of clients and assign appropriate credit ratings
  • Maintain updated credit research on a portfolio of clients
  • Demonstrate ability to mentor/guide junior resources. Manage own workload and analyst's workload, delegate with appropriate guidance and ensure deadlines are understood and met, and where needed, confidently escalate to senior managers
  • Lead group wide efficiency projects and assist in training and developing analysts
  • Drive and participate in client due diligence meetings

Required qualifications, capabilities and skills

  • Credit risk experience required
  • Some accounting and corporate finance coursework
  • Strong interest in client interaction and possess outstanding verbal and written communication skills
  • Ability to perform well under pressure in a demanding environment
  • Be proficient in Excel, PowerPoint and Word
  • Japanese and English language skills required

Preferred qualifications, capabilities and skills

  • At least 3 years of work experience in financial services preferred (investment banking or similar)