This role will serve as the primary Compliance Officer for the Collections and Credit Risk organization responsible for 2nd line compliance advisory and oversight globally. This role will support business initiatives and priorities related to PayPal credit underwriting and Pay Pal collections activities. A core component of this role includes strong knowledge of applicable Federal and State legal requirements such as FDCPA, FCRA, various state debt collector regulations, ECOA, Reg B and UDAAP to provide compliance advisory support on new initiatives and oversight of core aspects of our Compliance program such as applicable issues, incidents, and regulatory changes. This leadership position is responsible for helping enable business priorities with sound compliance management practices and processes.
Job Description:
This role will serve as the primary Compliance point of contact for the Credit Risk and Collections organization supporting various cross functional stakeholders across Global Risk Management, Compliance, Legal andProduct. ThisCompliance.
In this role, you will advise various business areas on compliance requirements, compliance risk mitigation and process and control enhancement opportunities.
In your day-to-day role you will:
- Foster close relationships across cross functional stakeholders and work collaboratively to enable compliant and customer centric solutions and experiences within the Collections and Credit Risk leadership team.
- Lead a team responsible for defining compliance requirements and ensuring they are fully understood by stakeholders and integrated in product development lifecycle and roadmaps.
- Provide subject matter expertise regarding identifying, assessing, prioritizing, and managing compliance risk including issue and incident management oversight, risk assessment, reg change management and complaints monitoring.
- Champion team member development, coaching and program build out andenhancements.
- Partner with the business to understand their needs and assist in identifying and developing process and control improvements.
- Collaborate with team members in the identification and assessment of compliance risks associated with new products and services.
- Identify and influence action across potential areas of increased compliance risk, propose solutions to resolve issues, and provide guidance for future avoidance of similar issues.
- Provide regular updates and presentations to senior leadership on emerging risks, trends and regulatory changes impacting their products, services, and markets.
- Escalate timely and actionable information to key stakeholders.
- Provide input into the development of risk and compliance reviews for senior leadership, noting key areas of focus and progress against established goals.
What do you need to bring-
- Experience in Compliance for financial services, banking, or payment systems, in supporting business partners through the various stages of product/process development, from ideation to launch.
- Compliance experience related to collections, credit risk, credit underwriting, financial assistance program development and execution, credit reporting and Fair Lending.
- Excellent ability to analyze risks in complex business processes and recommend requirements and controls to mitigate those risks.
- Demonstrated ability to build and maintain relationships with key stakeholders, including strengths in influencing, conflict management, and negotiation.
- Extensive experience in partnering with and counselling senior business clients, particularly in the context of a rapidly changing environment.
- High energy and creativity, an entrepreneurial spirit and the desire to work in a growing and changing environment.
- We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.
- Typically requires a minimum of 15 years of related experience with a Bachelor’s degree; or 12 years and a Master’s degree; or a PhD with 8 years experience; or equivalent experience.
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The U.S. national annual pay range for this role is
$118700 to $246290
Our Benefits:
Any general requests for consideration of your skills, please
to view the notice.