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The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
You will drive the reimagination of the entire stack, partnering with engineering, data science, and domain stakeholders to increase decision speed, improve performance, and enable platform-wide innovation.Essential Responsibilities:
Expected Qualifications:
Own
Platform Strategy & Vision
Define and lead theproduct vision for theAIDecisioning Platform, aligned with business goals across risk, compliance, and credit.
Articulate along-term roadmapthat scales decisioning capabilities globally, across high-volume, low-latency environments.
End-to-End Stack Ownership
Drive modernization across theentireAIdecisioningstack, including:
Foundational data ingestion and quality frameworks
Real-time and batch feature computation
AI modeltraining,executionand orchestration
Rules engines, decision logic, and policyevaluation
Monitoring, alerting and agentic response
Ensure the platform ismodular, scalable, and domain-agnosticwhile supporting domain-specific needs.
Product Development & Execution
Lead product lifecycle from ideation to launch, with an emphasis on customer-centric design and developer experience.
Balance technical depth and product intuition to makeprioritizationandtradeoffs in a complex ecosystem.
Speed, Accuracy & Resilience
Set the product direction for improvingdecision latency, model integration speed, and decision quality.
Prioritize performance, reliability, and observability as first-class platform capabilities.
Cross-Functional Leadership
fraud, credit, compliance, data science, and infrastructure teamsto understand evolving needs and use cases.
Align stakeholders across domains to drivestandardization, reduce duplication, and accelerate adoption.
Looking For
Minimum Qualifications
10+ years inproduct management, with 5+ years inplatform,ML Ops,ML infrastructure, or decisioning systems
Strong technical background indataanalytics, ML/AI platforms, feature stores, or policy engines
Preferred Qualifications
Proventrack recordbuildingdata-driven,ML/AI, real-time decisioning or scoring platforms at scale
Experience supportingmultiple risk domains or regulated environmentsis a strong plus
Leadership & Mindset
Strategic thinker who canown a long-term visionwhile delivering iteratively
Platform evangelist who treats internal teams as customers
Excellent communication and stakeholder alignment skills
Comfortable leading in amatrixed, fast-paced environment
Why Join Us?
This is acareer-defining opportunityto shape the next-generationof AIdecisioning platform at PayPalimpactingbillions of decisions annuallyacross fraud, credit, and compliance.join a mission-drivenmodernizing andbuilding scalableand decisioninginfrastructure that powers the future of trustworthy financial innovation.
not justoptimizingdecisions.reimagining howfaster, smarter, and safer.
Ready to redefinedecisioning at PayPal? Apply now and help us buildnext.
Travel Percent:
PayPal is committed to fair and equitable compensation practices.
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $188,000 to $323,950PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit.
to learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
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Essential Responsibilities:
Expected Qualifications:
Additional Responsibilities & Preferred Qualifications
* ideally candidate should have 5yrs - 8 yrs of full time industry experience
* solid understand of business domains and lifecycle
* able to act and solve quickly
* solid in SQL and Python
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $76,500 to $126,500
Our Benefits:
Any general requests for consideration of your skills, please
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Quantitative Analyst, Financial Services Risk Management - Quantitative Advisory Services - Banking Book - Financial Services Office (Manager) (Multiple Positions) (1653519), Ernst & Young U.S. LLP, San Francisco, CA.
Full time employment, Monday – Friday, 40-45 hours per week, 8:30 am – 5:30 pm.
MINIMUM REQUIREMENTS:
Must have a Bachelor’s degree in economics, statistics, computational finance, mathematics, engineering, data science, physics, or a related field and 5 years of post-baccalaureate progressive quantitative analysis work experience.
Alternatively, must have a Master’s degree in economics, statistics, computational finance, mathematics, engineering, data science, physics, or a related field and 4 years of quantitative analysis work experience.
Alternatively, must have a Ph.D. in economics, statistics, computational finance, mathematics, engineering, data science, physics, or a related field and 2 years of quantitative analysis work experience.
Must have 2 years of experience with statistical and numerical techniques, or technical analytics, including regression analysis or machine learning.
Must have 2 years of experience communicating (written and oral) and interpreting technical concepts for technical and non-technical users.
Must have 2 years of experience in two of the following:
• broad credit risk modeling and related analytics
• retail modeling for at least one of the following: mortgage, credit card, or consumer loans
• wholesale credit modeling for C&I, CRE or related exposures
• credit loss forecasting for US GAAP, CECL or IFRS 9
• model development
• model validation
• advanced analytics
• quantitative analysis supporting consumer regulatory compliance
Must have 2 years of consulting (advisory services) work experience.
Must have 1 year of experience in one or more of the following:
• SAS or STATA
• R
• Python
• Matlab
Requires domestic and regional travel up to 30% to serve client needs.
Employer will accept any suitable combination of education, training, or experience.
What we offer
We offer a comprehensive compensation and benefits package where you’ll be rewarded based on yourperformance and recognized for the value you bring to the business. The base salary for this job is $171,180.00 per year. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.
•Continuous learning:You’ll develop the mindset and skills to navigate whatever comes next.
•Success as defined by you:We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
•Transformative leadership:We’ll give you the insights, coaching and confidence to be the leader the world needs.
•
Diverse and inclusive culture:You’ll be embraced for who you are and empowered to use your voice to help others find theirs.
EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.
This particular position at Ernst & Young in the United States requires the qualified candidate to be a "United States worker" as defined by the U.S. Department of Labor regulations at 20 CFR 656.3. You can review this definition at at the bottom of page 750. Please feel free to apply to other positions that do not require you to be a "U.S. worker".
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Job Description:
Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
This job is responsible for partnering with Merrill Financial Advisors (FAs) to deliver banking and borrowing solutions to their clients. Key responsibilities include creating relationships with FAs to deepen Merrill client relationships by connecting them to consumer banking solutions and providing ongoing servicing of those solutions. Job expectations include providing comprehensive banking solutions to clients, serving as a digital product expert, as well as identifying and encouraging FA client referrals to other Bank of America specialists.
Responsibilities:
Skills:
High School Diploma / GED / Secondary School or equivalent
1st shift (United States of America)These jobs might be a good fit

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Essential Responsibilities:
Expected Qualifications:
Preferred Qualifications:
Additional Responsibilities
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $69,000 to $113,850
Our Benefits:
Any general requests for consideration of your skills, please
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Job Description:
Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
This job is responsible for providing client service support to potentially multiple Financial Advisors (FAs). Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients.
Responsibilities:
Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings
Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests
Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk
Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA
Supports day-to-day team activities and needs including covering roles in times of absence or seasonal need increases, while leading with a client first mindset
Skills:
Account Management
Client Management
Customer and Client Focus
Issue Management
Oral Communications
Business Development
Client Solutions Advisory
Pipeline Management
Prioritization
Administrative Services
Emotional Intelligence
Referral Identification
Written Communications
High School Diploma / GED / Secondary School or equivalent
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Job Description:
strategy, vision, and execution for our pay later productThis leader wgeo-expansion plans, consumer products, direct to consumerThis leaderbuilding world-class consumer and merchant experiences that deepen engagement, drive growth, and strengthen our brandTo be successful, you will need tomaking every experience seamless, simple, and intuitive for both our consumers and merchantsThis is a high-impact, high-visibility role that requires a balance of strategic thinking, operational excellence, and a deep understanding of consumer
Responsibilities
Strategic Leadership:Develop and implement product strategies that align to PayPal’sstrategicobjectivesand ensure a cohesive and comprehensive visionforourglobal pay laterproducts.
Product Development Lifecycle:Oversee the entire product development lifecycle from concept tolaunch including research, design, development,experimentationand iteration.
Work closely with ourpartnerteamsincludinglarge enterprise/checkoutand consumer as well as functional teams likedesign, engineering,commercial,sales,marketing, legal,compliance,risk,data,identityandcustomer serviceteamsas well aspartners (banks, credit bureaus, networks)to ensureproduct success.You will need tofacilitatecommunication and alignment acrossmultiple departments andteams.
Strategic Planning:Participatein the development and execution of enterprise-level strategicplanning processes, aligningreleaseand program roadmaps with the organization’s overarchingvision and OKR’s. Ensure that all initiatives are strategically positioned to maximize their
Leadership &Management:Lead and mentor a team ofdiverse productleaders and managers.Foster a culture ofworkingcustomerback, putting people first, winning as a team,innovation,growthand excellence. Participate inpersonal performance management and development activities including cross-training.
Bias To Action:
Proven leadership: self-motivated anda self-starter with a “can do” attitude.
committedand able to work independently in afast-paced,dynamic,changing environment.
High degree of professional confidence and credibility with effective presence, strong written and verbal communication skills, able to communicate technical concepts and plans at all levels.
Sharp business judgment, detail oriented yet able to always see the “big picture”
Strong partnering and influencing skillsleveragingall communication mediums and throughout the organization, including senior leaders.
Define and articulate throughPR/FAQs,narratives, presentations, anddocumentationthe vision and direction ofour global pay later
Strong problem-solving skills, able to prioritize among conflicting needs, advocate a course of actionand pursue it consistently.
Ability to adapt, beflexibleand responsive to dynamic situations.
Challenge traditional products and experiencesand build the next generation ofglobalpaylaterproducts and experiences.
Requirements
management,engineeringora relatedfield.
inimum of 15+ years of productmanagementexperience.
10+ years of experience managing teams of product managers/leaders.
rior experience infinancial servicesandspecificallythe buy nowpaylater space.We will also consider candidates with prior experience incredit,lendingand adjacent domains.
Experience using AI to improvetheeffectiveness and efficiency ofa team’s
Deep empathy and appreciation for ourcustomer
track recordof launching successful productsfor merchants and consumersacrossboth mobile andweb.
to developers.
Strong understanding of business KPI’s and the ability to drive them.
Experience in an agile development environment.
Excellent communication, presentation,influencing,and stakeholder management abilities.
dealing with product complexity and initiative ambiguity.
Experience multitasking and managing multiple releases concurrently.
Strong understanding of the regulatory environmentimpactingglobalpaylater products.
launching andoperatingfinancial productsin global markets.
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $209,000 to $359,150
Our Benefits:
Any general requests for consideration of your skills, please
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The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
You will drive the reimagination of the entire stack, partnering with engineering, data science, and domain stakeholders to increase decision speed, improve performance, and enable platform-wide innovation.Essential Responsibilities:
Expected Qualifications:
Own
Platform Strategy & Vision
Define and lead theproduct vision for theAIDecisioning Platform, aligned with business goals across risk, compliance, and credit.
Articulate along-term roadmapthat scales decisioning capabilities globally, across high-volume, low-latency environments.
End-to-End Stack Ownership
Drive modernization across theentireAIdecisioningstack, including:
Foundational data ingestion and quality frameworks
Real-time and batch feature computation
AI modeltraining,executionand orchestration
Rules engines, decision logic, and policyevaluation
Monitoring, alerting and agentic response
Ensure the platform ismodular, scalable, and domain-agnosticwhile supporting domain-specific needs.
Product Development & Execution
Lead product lifecycle from ideation to launch, with an emphasis on customer-centric design and developer experience.
Balance technical depth and product intuition to makeprioritizationandtradeoffs in a complex ecosystem.
Speed, Accuracy & Resilience
Set the product direction for improvingdecision latency, model integration speed, and decision quality.
Prioritize performance, reliability, and observability as first-class platform capabilities.
Cross-Functional Leadership
fraud, credit, compliance, data science, and infrastructure teamsto understand evolving needs and use cases.
Align stakeholders across domains to drivestandardization, reduce duplication, and accelerate adoption.
Looking For
Minimum Qualifications
10+ years inproduct management, with 5+ years inplatform,ML Ops,ML infrastructure, or decisioning systems
Strong technical background indataanalytics, ML/AI platforms, feature stores, or policy engines
Preferred Qualifications
Proventrack recordbuildingdata-driven,ML/AI, real-time decisioning or scoring platforms at scale
Experience supportingmultiple risk domains or regulated environmentsis a strong plus
Leadership & Mindset
Strategic thinker who canown a long-term visionwhile delivering iteratively
Platform evangelist who treats internal teams as customers
Excellent communication and stakeholder alignment skills
Comfortable leading in amatrixed, fast-paced environment
Why Join Us?
This is acareer-defining opportunityto shape the next-generationof AIdecisioning platform at PayPalimpactingbillions of decisions annuallyacross fraud, credit, and compliance.join a mission-drivenmodernizing andbuilding scalableand decisioninginfrastructure that powers the future of trustworthy financial innovation.
not justoptimizingdecisions.reimagining howfaster, smarter, and safer.
Ready to redefinedecisioning at PayPal? Apply now and help us buildnext.
Travel Percent:
PayPal is committed to fair and equitable compensation practices.
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $188,000 to $323,950PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit.
to learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
These jobs might be a good fit