Analyst Treasury jobs at Paypal in Luxembourg, Luxembourg

The Foreign Exchange Analyst role is responsible for providing support to treasury, finance, and global business units for all of PayPal’s daily FX pricing and trading strategies. You will be part of the FX Treasury Team that has primary responsibility of daily FX pricing and trading to support PayPal cross border transactions, cash flow hedging, balance sheet hedging, and liquidity management. The position will require detailed analysis of data for the purpose of aiding trade execution decisions and the measurement of financial performance for all FX activities amongst other Treasury responsibilities. You will also support risk management and compliance function.

Essential Responsibilities:

• Perform daily cash management and forecasting activities to ensure operational liquidity
• Monitor and manage cash positions to optimize investment opportunities
• Review global bank account balances to support global Treasury and PayPal Business Units liquidity requirements
• Support updates/enhancements to systems and processes
• Develop and support Treasury policies, procedures, and controls
• Monitor FX exposures; manage and execute daily FX trades including derivatives hedging with bank counterparties
• Prepare data reports in support of monthly and quarterly controls
• Assist with execution of Transformation initiatives
• Identify and recommend process improvements for area of responsibility
• Design and implement dashboard-based analytics platform and tools

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Preferred Qualification:

This role will also:

• Support all aspects of day-to-day FX activities.

• Assist FX team in design and implementationof evolving foreignexchange pricing and trading systems including reporting and analytical framework to support FX operations, projects, andprogram changes
• Engage in all phases of FX risk management system development, from design to UAT, by collaborating with PMO, engineers, and users

• Support FXactivities and executionof trades, across our different FX hedging programs
• Implement best execution practices to optimize trading performance
• Extract relevant internal and external data,analyze, organize, andpresent them intoformats or models that can be used for FX trading, reporting, or performancemeasurement purposes

• Provide foreign exchange expertiseto internal, crossfunctional teams who consume FX rates forvarious applications
• Analyze FX counterparty andtrading performance
• Partner with treasury team on all operational aspects of FX to support corporate and

• Partner with product and pricing teams to analyze cross border flows from other PayPal businesses as they expand globally –Xoom, Braintree,Hyperwallet and other future acquisitions.
• Assist in expandingcurrencies supported by PayPal for all itsbusiness needs
• Provide ad hoc reporting and analysis on various FXrelated inquiries
• Support all global legaland regulatory requirements

• Provide strategic support for business units where possible by leveraging FX and

Position Requirements:

• 3+ yearsFinance/Treasury experience
• Degree in Finance or Accounting, MBA/CFA Preferred
• Demonstrate the ability to perform data analysis and research within data files and other data sources. Experience and familiarity with handling large data sets; prior experience in Tableau, SQL and Python coding is desired

• Strong business acumen (including understanding of financial statements and basic accounting principles)
• Collaborative, highly analytical individual and initiative-taker who excels at learning new processes andbusiness functions
• Experience in FX operations at a global financialinstitution willbean advantage
• Broad Treasury background preferred
• Excellentwritten, verbal,and presentation skills
• Strong analytical and project management skills
• Ability to multitask and work in a fast-paced and constantlychanging environment

Technology Proficiencies

• Proficiency in Microsoft OfficeExcel (includingVBA)
• Python, Tableau, and SQL familiarity will be advantageous

Our Benefits:

Any general requests for consideration of your skills, please

What you need to know about the role:

Essential Responsibilities:

• Support planning and forecasting processes
• Review business performance on regular cadences (weekly, monthly,quarterly)Collaboratewith stakeholders to gather inputs and summarize insights
• Produce executive-level presentations
• Work closely with the finance and technical teams to drive process and system improvements
• Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally
• Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
• Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Support planning and forecasting processes across SMB & FS segments.
• Review business performance on regular cadences (weekly, monthly, quarterly).
• Produce executive-level presentations that distill complex data into clear insights.
• Partner with finance and technical teams to drive process and system improvements.
• Facilitate discussions with stakeholders, manage expectations, and collaborate cross-functionally.
• Consult with finance leads to review and address risks, dependencies, and key initiatives.
• Document and escalate potential risks/issues, contribute to mitigation strategies, and support their implementation.What do you need to bring:
•Bachelor’s/Master’sdegree in Finance, Economics, Mathematics, or a related field.
• 3+ years relevant experience in financial planning, analysis, or related discipline.
• Proven ability to build and challenge financial models, combining analysis with commercial insight.
• Advanced Excel skills; SQL proficiency and dashboard creation are a plus.
• Strong communication and presentation skills, with ability to distill insights for senior leaders.
• Ability to influence across functions, geographies, and seniority levels.
• Self-driven, collaborative mindset with strong work ethic and team spirit.”

Our Benefits:

Any general requests for consideration of your skills, please

The Senior Risk Analyst, Credit Risk Analytics position at PayPal supports PayPal Europe's credit oversight efforts to enable strong growth of the existing credit portfolio as well as the roll-out of the new credit initiatives. You will focus on data analytics, identification of risk trends and the overall credit risk management. You will play a crucial role in monitoring and evaluating credit risk metrics to ensure compliance with regulatory requirements and risk appetite.

Key Responsibilities

• Support credit and fraud risk oversight efforts by analyzing credit risk data to identify trends, patterns, and potential issues across PayPal's credit portfolio
• Develop and maintain regular reports on key credit risk metrics and performance indicators
• Evaluate effectiveness of credit risk strategies and recommend improvements based on data analysis
• Identify emerging risk trends and potential impacts on the credit portfolio
• Partner with cross-functional teams to implement credit risk management initiatives and ensure roll out in line with the defined metric projections
• Support regulatory compliance efforts by performing regulatory gap assessments to ensure compliance with the applicable regulatory requirements
• Assist in refining credit risk models and methodologies to improve risk assessment accuracy
• Prepare presentations and materials for senior management on credit portfolio performance

Ideally you will have

• Bachelor's or Master’s degree in Finance, Economics, Statistics, Mathematics, or related field
• 3+ years of experience in credit risk analysis, financial analysis, or related analytical role
• Strong analytical skills with ability to interpret complex data sets
• Proficiency in SQL and experience with data analysis tools
• Knowledge of credit risk principles and practices
• Excellent communication skills with ability to present complex information clearly
• Strong attention to detail and problem-solving skills

Our Benefits:

Any general requests for consideration of your skills, please

PayPal Europe is seeking Sr. Analyst, Data Management Oversight to support the second line oversight activities central to ensuring adherence to BCBS 239 principles and aligning with EBA regulatory requirements by providing robust data governance oversight and the identification of risks across PayPal Europe’s first line of defense processes. You will provide critical support in monitoring, reviewing, and validating the implementation of data aggregation and reporting practices, ensuring consistent compliance with European regulatory expectations and organizational risk management standards.

Key Responsibilities:

• Provide second-line oversight related to risk data aggregation, data integrity, and governance practices to ensure compliance with BCBS 239 principles, EBA guidelines, and ECB standards.
• Evaluate the implementation of risk data governance frameworks to ensure accuracy, consistency, and completeness in data reporting and aggregation. Identify inefficiencies or gaps in compliance and provide detailed recommendations for remediation.
• Review and validate policies, procedures, and data management controls developed by first-line teams to ensure alignment with regulatory standards and second-line expectations. Verify that policies are properly integrated into day-to-day workflows and processes.
• Analyze data quality metrics, risk reporting outputs, and key performance indicators to assess the performance of first-line data aggregation systems. Highlight trends, anomalies, or areas requiring improvement and prepare detailed findings for the Sr. Manager and stakeholders.
• Support the monitoring of compliance readiness and adherence to European regulatory requirements, including BCBS 239 and EBA guidelines, particularly focusing on risk data aggregation, reporting timeliness, and governance accountability.
• Assist in conducting gap analyses against regulatory expectations. Develop and monitor progress on corrective action plans to address compliance deficiencies and facilitate readiness for supervisory reviews.
• Prepare detailed reports, oversight assessments, and reviews for internal stakeholders, regulatory bodies, and auditors. Ensure all documentation demonstrates accuracy, clarity, and alignment with regulatory guidelines.

Ideally you'll have:

• Bachelor’s degree in Finance, Business Administration, Information Technology, Data Management, or a related field. A Master’s degree or professional certifications are considered a plus.
• Strong understanding of BCBS 239 principles, EBA guidelines, and ECB regulatory frameworks, with practical experience in second-line of defense roles or compliance monitoring.
• Working knowledge of SQL, Python and other data management tools
• Proven ability to evaluate complex data processes, assess risks, and recommend improvements to meet regulatory expectations.
• Hands-on experience analyzing data aggregation and reporting practices, with a focus on assessing completeness, accuracy, timeliness, and consistency.
• Solid interpersonal skills with the ability to foster effective cross-functional collaboration, particularly with risk, compliance, and technology teams.

Our Benefits:

Any general requests for consideration of your skills, please

The PPEU Senior Data Control Specialist is part of the Team responsible for overseeing and optimizing the reporting processes and operational functions within PPEU. You will help to drive our organization's compliance with regulatory data governance obligations and ensure data quality and operational efficiency.
You will work closely with PPEU, Global colleagues and leadership to ensure effective data management and reporting requirements in line with applicable requirements, including regulations and guidelines issued by the Commission de Surveillance du Secteur Financier (CSSF), Banque centrale du Luxembourg (BCL) and European Central Bank (ECB).
To be successful, you will also have awareness and understanding of baseline requirements on data management from European-level bodies like the European Banking Authority (EBA), the European Commission, and the Basel Committee on Banking Supervision (BCBS).
You will report to the Senior Reporting and Operations Manager.

Data Governance and Quality Assurance:

• Support the implementation and execution of Data Governance and Quality Assurance in compliance with Risk Data Aggregation and Reporting Requirements (RDARR) and BCBS-239 standards, ensuring data quality and governance practices align with regulatory requirements and best practices.
• Support the ongoing monitoring of data governance and risk management Key Performance Indicators (KPIs) to measure compliance, efficiency, and quality.
• Conduct data validation and integrity checks to identify and resolve discrepancies across financial, risk, and operational datasets.
• Monitor risk data aggregation processes to support stress testing, capital adequacy reporting, and other supervisory exercises.
• Enhance exception management frameworks to identify and mitigate data inaccuracies and operational risk exposures proactively.
• Establish and maintain reference data governance policies, procedures and processes to support financial and regulatory reporting obligations.
• Optimize workflows and controls for streamlined data aggregation, transformation, and reconciliation in compliance with data governance standards.

Regulatory Reporting and Assurance:

• Support the preparation and validation of mandatory reports, including FINREP, COREP, Stress Testing, and ESG data disclosures.
• Facilitate compliance with ECB, EBA, and broader EU regulations (e.g., GDPR, DORA etc.) by ensuring robust data controls and security measures.
• Support the implementation of processes to monitor data accuracy, completeness, timeliness, and reliability across operational and financial reporting pipelines.
• Prepare regular reports summarizing progress on data quality, regulatory compliance, and risk mitigation activities and communicate these through attendance of relevant governance forums such as the Operations, Risk and Compliance Committee (OCRC).
• Collaborate on internal Second Line of Defence (SLOD) compliance monitoring reviews and Internal audits, and external regulatory inspections to ensure the adequacy and effectiveness of data management systems and processes.
• Recommend refinements to internal processes to address gaps and ensure compliance with industry regulations and standards in all reporting and operational activities
• Stay abreast of industry trends and best practices in reporting and operations to drive continuous improvement and innovation.

Stakeholder Management

• Assist in maintaining effective communication channels between management and technical teams, such as Compliance, Risk, IT, InfoSec, Internal Audit, and Global Data Governance, helping to ensure all relevant parties stay informed and coordinated.
• Help prepare status reports and presentations designed for senior leadership and key stakeholders by gathering relevant information and contributing to clear, concise updates on program progress, challenges, and upcoming actions.
• Collaborate with the Global Regulatory Relations (GRR), Government Relations (GR), and Regulatory Compliance teams to supportrelationship-buildingefforts with regulatory authorities, facilitating open communication and helping maintain positive interactions.
• Participate in industry working groups and forums related to regulatory topics by contributing insights, learning best practices, and supporting the organization’s engagement with collective compliance initiatives.

Minimum Qualifications:

• Bachelor's degree in Business Administration, Finance, Data Science, or a related field.
• Minimum of 6+ years of experience in of experience in data governance, regulatory compliance, or data analytics in the financial services sector.
• Strong knowledge of ECB-supervised regulations (RDARR, BCBS-239, GDPR, FINREP, COREP, DORA) and EU Banking Union Standards.
• Strong analytical and problem-solving skills, with expertise in data analysis, business intelligence tools, and reporting software.
• Proficient in analytical tools (e.g., SQL, Python, Excel, Power BI) and experience with automation/software solutions for reporting and data governance.
• Strong interpersonal and communication skills, with the ability to present complex information clearly and persuasively.

Technical Skills

• Strong understanding of banking regulations and ECB supervisory framework.
• Strong analytical and problem-solving abilities.
• Exceptional communication and stakeholder management skills.
• Ability to interpret regulatory requirements and translate them into operational changes.

Our Benefits:

Any general requests for consideration of your skills, please

This role will primarily focus on performing analysis to support the oversight of FLOD activities and to identify opportunities for program enhancement in alignment with Luxembourg regulatory framework.

Essential Responsibilities:

• Collaborate internally to influence the quality and effectiveness of risk management processes.
• Analyze and assess risks to provide informed recommendations for mitigation strategies.
• Work outside defined processes to determine appropriate actions in complex situations.
• Serve as a subject matter resource for entry-level and developing colleagues on risk management practices and strategies
• Engage with stakeholders to communicate risk assessments and proposed solutions.

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

environment, across many functional groups.

will primarily focus on performing analysis to support the

oversight of FLOD activities and to identify opportunities for program enhancement in alignment

with Luxembourg regulatory framework.

Main Core Duties and Key Strategic Objectives

Ability to analyze patterns and trends to identify possible vulnerabilities in the conduct of

monitoring of the bank;

Support in the assessment and oversight of KYC strategic initiatives;

Assist in Regulatory Change Management project execution through gap assessment

exercises & tracking of enhanced / new controls;

Support in the escalation of risk assessment cases;

Contribute to an up-to-date understanding of the requirements of applicable legislation and

any other relevant guidance related to Financial Crime for the region(s) in scope;

Support on AML/CTF related regulatory duties and requests, including exam requests.

Soft Skills

You are familiar with methods for data collection and data cleansing to assure the data

processed is sound;

You understand programming languages that will allow you to create custom tools and

automate tasks;

You possess solid analytical, problem solving, and critical / creative thinking skills;

You have relevant knowledge in the Financial Crime Compliance space and in the data

You possess good oral and written communication skills in English;

You operate with strong integrity and the ability to handle projects of a sensitive and

confidential nature.

Any general requests for consideration of your skills, please