Digital Products Analyst jobs at Jpmorgan in Brazil, São Paulo

We offer an exciting opportunity to shape the future of financial solutions in Latin America. As a Vice President in our Digital Channels team, you will lead efforts to align innovative product solutions with client needs, ensuring market relevance and compliance with regulatory requirements. Your strategic communication and analytical skills will be key in driving our success in the region.

As a Vice President in the Latin America Digital Channels team at J.P. Morgan, you will play a pivotal role in the commercialization of our digital platforms across the region. You will work collaboratively in a fast-paced environment, leveraging your expertise in product management and the payments industry to drive market and product expansion. Your understanding of market trends, client behavior, and regional nuances will be essential in aligning our strategic goals with innovative solutions. Join us in shaping the future of financial solutions and making a significant impact in Latin America.

Job Responsibilities

• Lead the commercialization strategy for digital platforms across Latin America.
• Collaborate with cross-functional teams to drive digital banking initiatives and enhance customer experience.
• Develop and implement strategies to increase platform adoption and usage.
• Monitor and analyze market trends to identify opportunities for growth and innovation.
• Ensure compliance with LATAM regulatory requirements and maintain strong relationships with regulatory bodies.
• Provide leadership and mentorship to team members, fostering a culture of innovation and excellence.
• Engage with multi-disciplinary teams across the region to build strong relationships and drive collaborative success.
• Utilize product management skills to oversee the development and enhancement of digital products.
• Understand global digital platforms and ensure local compliance and market relevance in Latin American countries.
• Develop partnerships with third-party vendors to create strategic alliances.

Required qualifications, capabilities and skills

• Minimum of 5 years of experience in digital banking or related fields.
• Proven strategic thinking and problem-solving skills.
• In-depth knowledge of the LATAM regulatory environment.
• Strong relationship skills to connect with multi-disciplinary teams across the region.
• Strong product management skills.
• Strong leadership and communication skills.
• Ability to work collaboratively in a fast-paced, dynamic environment.
• Bachelor's degree in Business, Finance, or a related field.

Preferred qualifications, capabilities and skills

• Knowledge of treasury automation processes, host-to-host connectivity solutions, client ERP systems, metrics, and analytics.
• A postgraduate degree.

As a Portfolio & Performance Analyst within the Portfolio Analysis Group, you will play a crucial role in providing performance measurement and attribution analysis for our clients. You will collaborate with Client Advisors, Portfolio Managers, and other teams to deliver accurate and timely performance reports. Your work will involve improving systems and technology, ensuring data quality, and communicating insights to senior management. This position offers the opportunity to contribute to the development of industry-leading performance and attribution systems while working in a dynamic and supportive team environment.

Job responsibilities:

• Provide the best client service experience by understanding our client’s needs and developing relationships across the organization, specifically with Client Advisors, Portfolio Managers, Middle Office, Client Reporting, RFP teams and others
• Become a key contributor to the department’s efforts of improving systems and technology, by actively participating in projects, requirement gathering and testing of software and system tools
• Maintain high standards of quality control checks and procedures; participate, develop and Preview controls for key business projects and business changes; be a driver of improvements
• Calculate performance returns and performance attribution across product range, ensuring accuracy and timely delivery
• Overseeing a broad spectrum of performance measurement & attribution calculations and creating reporting across several regional offices
• Analyze performance and attribution reports, and effectively communicate results to senior management, client portfolio managers and portfolio managers
• Be a driver of the development and implementation of the performance and attribution systems with best industry practices
• Monitoring data quality and performing compares between computations from different sources (e.g. internal vs external)
• Interpreting results and producing attribution commentary for a range of portfolio strategies/mandates (long and short duration, emerging markets, high yield, etc.) including determining sources of alpha and identifying the factors responsible for these results
• Providing regular and bespoke risk and return analysis to portfolio managers and investment specialists

Required qualifications, capabilities and skills

• Experienced performance measurement professional with 5+ years of relevant experience including project experience and knowledge of GIPS
• Knowledge of portfolio accounting principles, and performance and attribution methodologies
• Solid analytical ability to research and analyze complex data sets
• Interact and communicate effectively – written and verbal – throughout all organizational levels and roles including a strong client service mentality
• Ability to communicate effectively with internal clients, third party consultants, auditors, custodians and across all employee experience levels throughout the greater organization
• Passion for the investments business and financial markets
• Strong quantitative skills, comfortable with formulas, performance measurement methodology and risk measures
• Understanding of the various businesses/products within the Asset management & Wealth management space

Preferred qualifications, capabilities and skills

• Bachelor’s degree in Finance, Economics, Mathematics or Computer Science (or similar discipline) from an accredited, high quality institution preferred
• CIPM/CFA or progress toward designation a plus
• Some working knowledge of securities operations, trade processing, mainframe accounting systems and performance system architecture a plus
• Thorough understanding of ex-post risk concepts and methodologies

As a Trading Services Analyst, you will have the following responsibilities

Job Responsibilities:

• Monitoring the Corporate Action Events for the Foreign Investors holdings;
• Contact the Central Depositary to confirm the Corporate Actions’ details;
• Perform entitlement reconciliation against central depositary;
• Process the client´s instructions in order to participate in the Voluntary Events and Proxy Voting Meetings;
• Control the financial settlement for Foreign Investors considering Tax;
• Tax Calculation / collection
• Regulators / IRS ad hoc request
• Process and reconciliation of regulatory reports.

Required qualifications, capabilities and skills:

• Advanced / Fluent in English;
• Knowledge of MS Office package;
• MS Excel Advanced
• Team player;
• Meticulous, Attentive to details and organized;
• Focused in controls and deadline;

Preferred qualifications, capabilities and skills:

• Previous experience with custody activities
• Knowledge of VBA

Job Responsibilities

• Develop functional expertise in your product, its use cases, integrations, and how it supports the business as it exists today, and as it changes.
• Create and manage a product backlog for media and streaming finance products, supporting advertising sales billing for linear and digital, and program finance for payables.
• Understand and document dependencies between stories that are being written
• Manage feature roadmap, and prioritization of capabilities and features of a product
• Engage across functions with multiple stakeholders, translate requirements into well documented product features
• Facilitate grooming sessions to maintain a consistently up-to-date backlog of clearly defined features
• Fully document product features and capabilities in JIRA, ensuring all stories have acceptance criteria that is clear and can be measured
• Collaborate across teams and with architecture and solutions leaders, to identify the best technical solution for a feature or capability that meets the needs of the clients

Required Qualifications, skills and capabilities

• Bachelor’s degree in technology or related field of study.
• Experience working with development and engineering teams and products launches
• Experience using Jira or a similar system to track and maintain feature requirements and development progress
• Expertise in the SDLC process (Agile), with a focus on scoping, iteration planning, user story and acceptance criteria writing, and rollout management

As a Hedge Fund Credit Risk Analyst on the Commercial and Investment (CIB) Credit Risk Management Team, you will be responsible for managing counterparty credit exposure to a client base consisting of hedge funds and other alternative managers employing a diverse set of investment strategies. You will develop quantitative and qualitative skills to analyze the creditworthiness of these clients and manage counterparty credit exposure associated with client trading, clearing, prime brokerage and custody activity. Our team is responsible for extending credit to counterparties through traditional lending activity and market based transactions.

Job Responsibilities

• Assess creditworthiness of clients to determine appropriate credit ratings including strategy and credit exposure analysis
• Perform client due diligence including written credit approval memos and annual credit reviews
• Manage client portfolio including limit sizing and maintenance, review of financial reporting, and monitoring of credit covenants
• Analyze exposure metrics including VaR and stress scenario analysis to recommend risk mitigants such as structural enhancements, credit covenants, and collateral requirements
• Develop understanding of trading agreements and associated credit terms (e.g. ISDA)
• Partner with colleagues from Sales & Trading, Coverage, Market Risk, Transition Management, and Legal
• Understand market developments and industry trends and assess the impact on client portfolios and strategies
• Meet development and training requirements as defined

Required Qualifications, Capabilities and Skills

• Undergraduate degree in finance or related field
• An understanding of accounting, trading products and an interest in markets
• Strong interest in client interaction and possess outstanding verbal and written communication skills
• Ability to multi-task and perform well under pressure on teams in a demanding environment
• Highly proficient in Excel, PowerPoint and Word

Product Strategy and Development:

• Develop and execute the product strategy for payment solutions in Brazil.
• Identify market opportunities and customer needs to drive product innovation and differentiation.
• Create compelling business cases with detailed analysis of the market, payment landscape, revenue opportunities and proposed solutions.
• Collaborate with stakeholders to define product requirements and prioritize features.

Product Management:

• Oversee the entire product lifecycle from concept to launch and ongoing management.
• Monitor product performance and make data-driven decisions to optimize product offerings.
• Ensure compliance with local regulations and industry standards.
• Strong control over financial planning and development of a detailed revenue plan whilst driving down cost base

Market Analysis and Research:

• Conduct market research to stay informed about industry trends, competitor offerings, and customer preferences.
• Analyze market data to identify growth opportunities and potential risks.

Cross-functional Collaboration:

• Work closely with engineering, design, marketing, sales, and operations teams to deliver high-quality products.
• Coordinate with legal and compliance teams to ensure adherence to regulatory requirements.

Customer Engagement:

• Engage with customers to gather feedback and insights to inform product development.
• Develop and maintain strong relationships with key clients, sales and partners.

Required qualifications, capabilities and skills:

• Experience in building and delivering payment or growth strategy for a financial institution.
• Experience in Payments / Corporate Banking products (Payables & Receivables, Liquidity, Client channels, etc.).
• Demonstrated ability for strategic thinking and influencing at all levels.
• Intellectually curious with 'constant improvement' mindset and strong attention to detail.
• Ability to quickly build strong partnerships, credibility and influence with technology, functional partners, and senior management.
• Experience in managing and motivating teams from a diverse backgrounds and seniority.
• Commercially minded individual with creative problem solving, capable of developing innovative and differentiated solutions.
• Strong presentation and communication skills both with clients and internal partners.

Preferred qualifications, capabilities and skills:

• Experience and understanding of Brazil payment landscape.
• Experience in working with vendors and Fintechs.

Rotational Program Pillars

• Product Development : Contribute to the product development lifecycle, idea generation, documentation, technology buildout and commercialization
• Client Mindset : Understanding client needs and objectives in detail
• Value : Understand our strategy, economics of revenue growth, what is “commercially viable”, how do we measure success and how do we analyze data to understand the big picture framework
• Extra-Curriculars : Engaging and productively contributing to JPMorgan & wider community through initiatives and programs available
• Controls: Appreciate and demonstrate the importance of the control and governance environment and agenda - identify risks and mitigants with an end-to-end control framework
• Market Trends: Identify and analyze emerging trends in the market / economic environment and how that impacts how we do business

Job-Rotations

• We are committed to developing future leaders through our Payments Rotational Analyst Program, which offers a comprehensive learning experience across various business functions and job-rotations.
• Rotational Analysts will have 3 different rotations of 8 months each (2 years in total).
• Each analyst will have a different rotational roadmap based on business needs, skills and diversification of experiences.
• Upon completing the two-year rotational program, and based on each individual's performance during the program, the rotational analyst may qualify to be considered for an Associate position within the Payments division.

Qualifications, capabilities and skills

• Bachelor’s degree with a strong Business Administration & Finance background.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work collaboratively in a team environment.
• Proactive and eager to learn with a strong desire to build a career in Payments.
• Flexibility to adapt to changing priorities and work in a fast-paced environment.
• CPA-20 Certification desirable
• Fluent English.
• Availability to work in-person at the São Paulo office

Timeline & details

• Applications accepted until May 2nd – for internal and external candidates
• Onboarding expected to happen between July / August