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The Healthcare Real Estate business also provides a full range of other services including loan syndication, treasury management, capital market products, and institutional asset management. As an Underwriter & Portfolio Manager, you begin to demonstrate subject matter expertise in credit risk management and are expected to perform responsibilities independently. In addition to your own job duties, you may play a leadership role across deal teams by guiding and shaping more junior associates. You are trusted with the most complex transactions or solve unique problems because of your experience and job specific skills.
Primary underwriting responsibilities may include:
Lead due diligence process and calls; evaluate industry research to draw relevant conclusions on material strengths, risks, and mitigants
Assist less experienced team members in financial statement analysis and collateral analysis
Prepare and review financial models independently
Coordinate with deal team on appropriate structuring options or overrides to financial models
Write and prepare all parts of the credit approval document; may review work of less experienced members of the team; begin to take a leadership role in conversations with internal partners
Oversee closing process requirements; review closing memo
Understand majority of provisions of all credit documents and can provide rationale; begin to negotiate credit docs with guidance
Drive overall deal process and lead communication with internal and external constituents; constructively improve deal process
Delegate spreading and risk ratings to analysts or contractor teams
Prepare and/or review pricing models independently; understand drivers for pricing model outputs and consider areas for increasing returns
Primary portfolio or asset management responsibilities may include:
Manage a portfolio of accounts independently; review and monitor portfolio accounts’ health and performance against expectations; drive customer retention
Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists
Complete annual reviews and both material and non-material modifications independently and on time
Facilitate quarterly portfolio reviews
Ensure compliance with credit policies and procedures for existing accounts
Respond to requests from all internal and external stakeholders
Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
Additional Responsibilities may include:
Build relationships across function and business to foster collaboration between partner groups
Interact directly with customers to cultivate strong relationships while balancing risk and return
Mentor and train rotational analysts and new hires
Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Basic Qualifications:
Bachelor’s Degree or Military Experience
At least 5 years of experience in credit underwriting, portfolio management or commercial real estate
Preferred Qualifications:
Bachelor's Degree in Accounting, Finance, or Economics
7+ years of experience in credit underwriting, portfolio management, or commercial real estate
1+ years of leadership (informal or formal) experience with deal teams or analysts
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. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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