JPMorgan Risk Management - Real Estate Finance Credit Executive Director 

United States, Illinois, Chicago 

986628492

As a Credit Risk Executive Director within the Commercial and Investment and Banking (CIB) Risk organization, you will analyze credit risk for clients within the real estate, gaming, and lodging sector by monitoring portfolio performance on an ongoing basis and producing periodic review reports, including annual reviews. You will have client-facing responsibilities and lead the internal risk management process.

Job Responsibilities

• Identify key risks and mitigation measures while assessing credit proposals
• Utilize assigned lending authority to approve the underwriting, structuring and risk grading of CIB real estate loans obtaining higher level approval when needed
• Coordinate with the Securitized Products Group team for the deal flow related to Commercial Mortgage Backed Securities transaction and work within CIB Coverage and Global Corporate Banking partners for transactions related to Real Estate & Investment Banking deals
• Structure the most complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives and Credit Executives
• Negotiate term sheets, loan documentation and the real estate closing process
• Present to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind credit decisions
• Contribute to the development and execution of client strategies in collaboration with Client Executives
• Review Investment Committee Memorandums and Credit Approval Packages
• Implement credit policies and conducting periodic credit reviews
• Monitor risk grades & loan compliance; compliance with banking rules & regulations
• Assist with training and development of junior staff members and managing staff where applicable

Required Qualifications, Capabilities and Skills

• Bachelor’s degree
• 10+ years of banking/lending experience including extensive credit, structuring, closing and loan documentation experience
• Significant accounting and corproate finance knowledge, as well as strong knowledge of real estate fundamentals and concepts
• Experience in Commercial Real Estate Credit including specific experience in construction loan management as well as REIT/REOC entity level lending
• Strong working knowledge of capital markets, banking rules and regulations
• Experience transacting and administering construction loans, real estate term loans and entity level corporate transactions
• Experience in credit analytics and CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming, cruise line, and specialty assets; U.S. and international markets
• Experience with loan types including term loan, revolving credit facility loan, and structured finance loan; corporate banking products including bonds, derivatives, overdrafts, corporate credit cards, and ACH credit and debit facilities; CRE project loan portfolio management; mortgage warehousing portfolio management; three- statement financial modeling; and syndicated bank loan market
• Ability to manage a number of dynamic credit situations, as well as act as a leader to efficiently utilize team resources and provide accurate, timely results
• Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions
• Superior interpersonal skills to interact with clients, counsel, product partners and senior management