A Power, Utilities, Clean Energy Transition and Chemicals Senior Underwriter in Corporate Developed Markets covers large and complex relationships within North America (NAM), being responsible for all underwriting activities in partnership with Corporate Banking and Risk. This role reports directly to Head of Natural Resources Underwriting in ICM-UW Corporate Developed Markets.
KEY RESPONSIBILITIES:
Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:
- Provide first line of defense credit approval for the most complex transactions
- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
- Ensure Credit Approval Memo packages are complete and accurate. .
- Conduct detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources
- Supports function’s close engagement with Global and Regional Business Heads, Independent Risk, regulators, and other control functions
- Facilitates relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
- Manage a diverse and high performing team of Underwriters
- Oversee credit associates with respect to their preparation of key deliverables such as CAM and sign off on their work product
- Support the ICM-UW Global Head of Natural Resources Underwriting on strategic initiatives/projects
- Support VOE initiatives
SPECIFIC EXPERIENCE:
- Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
- Experience in and exposure to global credit risk management standards
- Ability to understand capital markets products and complex financing and product structures
- Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
- Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:
- Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
- Navigates organizational complexity and breaks silos
- Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
- Approaches transactions and client relationships with a solutions-oriented mindset while providing well-reasoned, balanced assessments of risk/return trade-offs
- Proven track record of partnering with global peers in leveraging and implementation of best practices
- Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions
QUALIFICATIONS:
- 13+ years of relationship banking or credit risk/risk-related work experience in banking/financial institutions
- Senior Credit Officer designation or higher is preferred
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
- Demonstrates strong ethics and integrity
- Ability to see the ‘big picture’ in a complex environment
- Can make decisions under pressure and short timeline
- Excellent verbal & written communication skills. Active listening skills.
- Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
- Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Risk ManagementCredit DecisionsFull timeNew York New York United States$170,000.00 - $300,000.00
Anticipated Posting Close Date:
Dec 18, 2024View the " " poster. View the .
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