Citi Group NAM/WE Diverse Financials Group Credit Underwriting Head - MD 

Germany, Hesse, Frankfurt 

97803221

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

• Provide first line of defense credit approval for the most complex transactions and balance sheet commitments

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
• Supports function’s close engagement with global and Regional Business Heads, Independent Risk, regulators, and other control functions
• Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
• Manage large, diverse, and high performing team of Directors and SVPs
• Oversee UW and IRAU team/credit associates with respect to their preparation of key deliverables such as CAM and sign off on their work product/standards
• Support the Global Head of ICM FI Credit Underwriting on strategic initiatives/projects
• Support VOE initiatives

SPECIFIC RISK EXPERIENCE:

• Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
• Experience in and exposure to global credit risk management standards

• Ability to understand capital markets products and complex financing and product structures
• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks

• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and productorganizations
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:

• Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
• Navigates organizational complexity and breaks silos
• Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
• Proven track record of partnering with global peers in leveraging and implementation of best practices
• Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions

QUALIFICATIONS:

• 15+ years risk/risk-related credit work experience in banking/financial institutions

• L2 Senior Credit Officer designation preferred
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Banking and International Credit Review (BICR) as well as with external audit
• Demonstrates strong ethics and integrity
• Ability to see the ‘big picture’ in a complex environment

• Can make decisions under pressure and short timeline
• Excellent verbal & written communication skills. Active listening skills.

• Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies