Analyze and measure the effectiveness of lending strategies including performance of marketing campaigns or customer segmentation
Work with credit risk team to optimize the credit risk strategies for the lending products
Consult with business partners on analytical needs and make strategy recommendations
Solve unstructured business problems and develop deep dive analysis of customer behavior using multiple analytics and statistical techniques.
Interpret results and present to stakeholders and senior management
Continuously develop skills to provide best-in-class analytics to the business
Minimum Qualifications:
Bachelor’s and Master’s degree in a quantitative discipline (Data Science/Analytics, Mathematics, Statistics, Physics, Engineering, Economics, Finance or related fields)
Strong knowledge and experience in retail lending such as credit cards, personal loan, or overdraft products.
Thought leader in data science and analytics who can define analytical agenda for projects, demonstrates ability to frame ambiguous business questions into analytical plans (e.g., assessing data needs, sourcing files, preparing data, creating new features, evaluating quality, etc.), and executes with precision
Knowledge of modern data mining, quantitative research, and data science techniques (e.g., decision trees, regressions, machine learning, string similarity, behavioral analytics, look-a-like models)
3+ years of experience with SQL, Hive, Hadoop, Spark, Python
3+ years of experience in applying statistical methods to real world problems
Superior written, oral communication and presentation skills with experience communicating concisely and effectively with all levels of management and partners
Successful candidates in this role are:
Self-starter with out-of-the box problem solving skills and a drive to bring new ideas to life
Strong time-management skills, with the ability to multi-task and keep numerous projects on track
Intellectually curious and eager to learn new things with an eye towards innovation
Strategic thinkers with the ability to focus on business goals
Excellent at solving unstructured problems independently
Highly organized and able to prioritize multiple tasks
Superior written and oral communication and presentation skills with experience communicating effectively with diverse audiences – across business and technology partners, including senior leadership