Wells Fargo Senior Trade Investments Associate - Licensed 

Philippines, Caloocan 

970794986

In this role, you will:

• Participate in the partnership with the portfolio team on all aspects of portfolio business transaction process.
• Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting.
• Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables.
• Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

Required Qualifications:

• 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• The work involves performing Financial Analysis, and underlying risk activities for Asset Based Lending Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards, making suitable amends to the pricing of loans, based on financial performance and other parameters , as per credit policy.
• MBA (Finance), CFA or Chartered Accountant
• 2+ years of Secured Lending Underwriting experience/ credit rating
• 2+ years of experience in one or a combination of the following: End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks.
• Strong verbal and written Communication skills

Job Expectations:

• Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
• Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy.
• Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
• Strong stakeholder management
• Build in-depth knowledge of the process and become an SME for process-related activities.
• Maintain and update reporting requirements as necessary.
• Quick learner and self-motivated
• Should be able to analyze Company’s management and equity sponsors’ strength & weaknesses.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.