Acting as internal sales leader for the credit product, liaising with the UK Market Manager, Bankers and Investment Specialists to ensure credit is a core part of the J.P. Morgan offering
Partner with Bankers to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings
Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market
Play lead role in credit approval process
Responsible for deal analysis, due diligence and credit presentations
Supervise credit approval memos/restructure memos
Monitor portfolio risk and proactively work to improve portfolio quality and prevent loss
Responsible for deepening and strengthening client relationships with J.P. Morgan Private Bank
Participate in coordination of sales and relationship management effort with Bankers, Investors and Wealth Advisors
Day to day team management, alongside future team growth/hiring
Qualifications
Expert knowledge of and proven success with complex credit products and concepts including, but not limited to residential real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance and art lending
Knowledge of capital markets and macro interest rate environment
Advanced analytical skills, including financial analysis and the ability to identify and analyze credit opportunities and the attendant credit risks
Ability to communicate sophisticated credit concepts to all levels of clients and prospects
Sales experience including: profiling, overcoming objections, negotiation, team selling approach, closing the sale and asking for referrals
Demonstrated understanding of wealth management including, but not limited to: investment management, trusts and financial planning
Ability to work in a team based environment and assist in the development and retention of junior team members
Requirements
Prior experience structuring creative and complex credit transactions
Multiple years of experience with extensive credit, loan and deposit products