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Responsibilities:
Plans, develop and pursue an active client and prospect business development program, within the bank structure, in order to attract new banking relationships
Extends and sustains the company's relationships with contacts and customers to maintain and inflate business
Makes habitual calls on prospective clients in order to generate high-quality new loan, deposit, and Capital Markets opportunities
Plans portfolio growth through the development of a business plan in alignment with departmental budget and consistent with overall bank asset and liability management objectives
Convene with customers through personal calling efforts, branch referrals and other contacts to discuss business needs and recommend ways in which the bank can serve their needs
Accountable for the sale and administration of all financial institutions services to include loans, deposits, investments, trust, insurance, investment banking etc. within the assigned region
Maintains up-to-date knowledge of competitors’ products and pricing in the market served
Liable for the proper pre-qualification, structuring, pricing, and exception-free closing on all loans in his/her assigned area
Assesses demand deposit profitability analysis and outlines strategies to bring unprofitable accounts back to profitable status
Analyzes requests and associated financial data to determine if the loan meets acceptable risk standards is within policy
Evaluates credit risk and reviews the compensating demand deposit balances of each loan customer in order to properly price loans to meet profitability standards
Acquires collateral documents to be utilized as security on loans, and approves the release, substitution or collateral in accordance with loan policy
Collaborates with borrowing customers to procure updated financial information on an ongoing basis
Acts as a first line of defense to mitigate evolving credit risks from prevailing market forces as well as at the individual company level
Follows up on loan exceptions to ensure timely clearing and controls volume of exceptions
Basic Qualifications
Bachelor’s degree or military experience
At least 8 years of experience in corporate banking
Preferred Qualifications
At least 10 years of experience in corporate banking
. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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