PNC Field Exam Regional Manager 

United States, New York, New York 

920419886

Job Description

• Coordinates, reviews and distributes Field Examinations and Reports on existing Borrowers, primarily within his/her assigned regions, to be utilized by the Portfolio and Credit Policy groups to make informed approval/credit decisions. Validates that the borrower is reporting collateral values and ineligibles/ reserves accurately to protect the bank from advancing funds in excess of the actual collateral value. Uses a high level of independent judgment and discretion to determine the credit quality of the collateral that is pledged to secure our loan. Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio, industry and general macroeconomic environment. Identifies and elevates potential problem credit accounts, deteriorating collateral or financial situations, suspected fraudulent activity, or any other potential weaknesses which place the Bank's assets at risk.
• Reviews and distributes New Business Survey and Prefund Field Examinations Reports and supporting workpapers (documentation of all procedures performed) that (i) highlight germane findings and material variances found, conclusions reached, and related recommendations for improvement, (ii) are consistent with established credit quality control standards and with PNCBC policies and procedures. Ensures that the New Business Field Examination due diligence and related Report validates the integrity of the collateral that will be used to secure the proposed loan and that accurately identifies the credit quality of such collateral. New Business Field Examination Reports are utilized by Credit Approval Committee to determine the initial credit quality of the Collateral that will be used to secure the proposed loan in order to make informed approval/credit decisions.
• Responsible for the initial Borrowing Base Certificate (gross collateral, ineligibles, reserves, etc.), which determines the Eligible Revolver Availability on the day of funding, in addition to on-going collateral reporting requirement for the new Borrower. Ensures that the initial Borrowing Base is in compliance with credit policy and PNCBC guidelines. Validates / authorizes that the initial Borrowing Base Certificate is accurate and meets collateral / lending criteria within the confines of the deal structure and that the prospective borrower has met or will meet the minimum availability requirement as indicated in the Credit Underwriting Memo/Offering.
• Participates in meetings with the Deal Team (Field Examiners, Appraisers, Underwriters, Business Development Officers, Credit Policy Manager, and on occasion Regional Managers) and/or prospective Borrower representatives (typically the CFO, CEO and/or Controller of the company) to clarify any collateral issues/areas of concern. Participates in New Business Credit Committee approvals highlighting any and all Field Examination and/or collateral issues or concerns on prospective borrowers. Communicate and interface with the various parties associated with the New Business Engagement; including third party vendors, legal advisors, accounting firms, appraisers, and various partners such as equity sponsors and investments bankers during the course of a new business engagement.
• Coordinates New Business Survey and Prefund Field Examinations. Works with the Scheduling Coordinators to properly staff New Business Field Examinations based on Field Examination size, complexity and the individual Examiners experience level as well as to maximize the overall groups productivity and efficiency. Manages the assigned staff of Field Examination personnel and/or outsource vendors assigned to New Business Survey and Prefund Examinations.
• Ensures timely submission of all required New Business Field Examination Reports to the Credit Approvers, as well as the timely submission of Management Reports to the National Director of Field Examination. Responsible for obtaining appropriate signatures/authorizations on Field Examination Invoices and the submission of such to the appropriate personnel for processing/payment.Motivates and develops front-line leaders and staff which includes, acquiring top talent and managing performance based issues. Effectively plans, organizes, directs, analyzes and evaluates staff and processes. Connects strategy to day-to-day activities and updates the team on a regular basis.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:

• Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
• Live the Values - Role models our values with transparency and courage.
• Enable Change - Takes action to drive change and innovation that will transform our business.
• Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
• Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Client Relationship Management, Collateral Management, Conflict Management, Financial Statement Analysis, Generally Accepted Accounting Principles (GAAP), Scheduling Work and Activities, Training And DevelopmentRoles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry experience is typically 8+ years. At least 5 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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