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Capital One Sr Commercial Credit Analyst 
United States, Texas, Plano 
90639852

14.08.2024
Plano 3 (31063), United States of America, Plano, Texas Sr. Commercial Credit Analyst

As a Portfolio Analyst, you will learn and employ the fundamentals of Underwriting and Portfolio Management. While in the role of Portfolio Analyst, you will experience the following:

  • Detailed coaching and development of current portfolio analyst skills.

  • Exposure to clients through participation in client meetings and calls.

  • Exposure to more complex clients and credits through mentorship with seasoned UWs, deal shadowing and other learning opportunities.

  • Formal career guidance to assist in obtaining future roles within Relationship Management, Underwriting or Credit Risk.

The Regional Commercial Bank is a business line that services clients within our traditional retail branch network, which includes VA, MD, DC, NYC, NJ, TX and LA. The RCB portfolio consists of over $7 Billion in credit exposure to 550+ clients.

Primary Roles and Responsibilities:

  • Evaluate current and prospective clients and credit facilities by performing financial statement analysis, calculating adherence to borrowing bases and loan covenants, and assessing the overall risk within the client’s business, industry, customer base and geography.

  • Perform research and analysis of industry and market data to complete financial analysis and projections

  • Raise insightful questions on complex deals with UWs/RMs and turns findings into a solid Credit package

  • Compile and synthesize loan, market and company information to complete new requests, annual client reviews, and facility renewals.

  • Demonstrate ability to take a risk based approach to deal evaluation and to handle discussions with SCOs/product partners

  • Own and manage a portfolio of low-risk accounts supporting a variety of clients and industries

  • Ensure data integrity within Capital One’s commercial loan systems by reviewing all financial, regulatory and loan documentation data to ensure accuracy and completeness.

Basic Qualifications:

  • Bachelor’s Degree or Military Experience

  • At least 1 year of experience in credit underwriting, portfolio management, or asset management.

Preferred Qualifications:

  • 1+ years of experience with Process Improvement

  • Bachelor's Degree in Finance, Accounting, Statistics or Economics

****At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.