As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job responsibilities
- Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
 - Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
 - Document and support concluded risk ratings.
 - Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
 - Excel in teamwork, which may include training of incoming Credit Officers.
 
Required qualifications, capabilities, and skills
- Bachelor’s Degree or equivalent experience.
 - At least 2 years of experience with credit analysis and review of commercial real estate loans.
 - Previous experience in portfolio management, loan risk grading/ risk assessment.
 - Strong organizational and time‐management skills‐ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
 - Excellent written and verbal communication skills.
 - Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.