Collaborate in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function
Conduct complex analysis and providing accurate and concise results with recommendations to management.
Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio
Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies
Required qualifications, capabilities, and skills
Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity, attention to detail with a proven ability to learn quickly
Preferred Qualifications, Capabilities, and Skills
Prior experience of working in strategy / risk role for personal/business loans.