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Citi Group Credit Underwriting Senior Analyst - Asset Backed Securities 
United States, New York, New York 
884191561

25.06.2024
Responsibilities:
  • Work proactively with the Origination team on pre-screening of new deal opportunities, initial collateral analysis, preliminary financial analysis, and preparation of “greenlight” memoranda.
  • Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
  • Propose internal risk ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines.
  • Prepare drafts of credit approval memos for review by senior Underwriters and submit for approval by Risk constituents via internal processes and system workflows.
  • Review servicer reports for collateral eligibility, covenant compliance, data integrity and Borrowing Base coverage. Note deteriorating asset performance. Keep abreast of asset industry and market trends and borrower-specific events.
  • Provide the Origination team with requested historical asset performance data and other ad hoc credit related requests.
  • Validate Borrowing Base model for each new deal and subsequent changes.
  • Act as maker/checker for various internal databases; oversee theaccuracy/completenessof pertinent data and ensure changes to the facilities are reflected uniformly across internal systems.
  • Play an integral role in the credit approval process for deal post-closing amendment, consent and waiver requests.
  • Coordinate with the Audit manager and senior Underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
  • Maintain organized credit files for credit, regulatory, and compliance purposes.
  • Prepare and present Quarterly Portfolio Reviews to business management and Risk.
Qualifications:
  • Credit experience (preferably in structuredfinance/securitization)within a financial institution, rating agency, financial guarantor, or asset management firm.
  • Proficiency in Excel & Power Point.
  • Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Keen sense of ownership; diligence; ability to multi-task; eagerness to learn and advance.
  • The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Origination team to mitigate credit and operational risks.
Additional Qualifications:
  • 2-5 years relevant experience
  • Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
  • Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
  • Ability to apply credit and risk principles toward business goals.
  • Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.
  • Interpersonal, organizational and analytic skills.
  • Bachelor's/Universitydegree or equivalent experience
Risk ManagementCredit Decisions

Full timeNew York New York United States$86,330.00 - $120,470.00



Anticipated Posting Close Date:

Jun 11, 2024

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