EY Fin Analyst - FSRM Structured Finance 

United States, Texas, Houston 

864933874

Financial Analyst, Financial Services Risk Management, (Structured Finance - Transactions) - Financial Services Office (Manager) (Multiple Positions) (1648569), Ernst & Young U.S. LLP, Houston, TX.

Analyze financial information and advise clients on issues facing the financial services sector, focusing on structured finance. Focus on evaluating and comparing the relative quality and risks associated with various securities, including asset-backed securities (ABS), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and collateralized loan obligations (CLO). Conduct loan document review and data reviews on loan files, recalculating fields on data tapes and run exception reports to tie out with clients. Create collateral stratification tables used for assessing loan pool characteristics. Perform cash flow modeling on deals to tie out to clients’ loan amortization tables and bond analytics. Draft Engagement Letters, Proposals and Agreed upon Procedures Reports which detail due diligence, cash flow modeling and deal structuring.

Full time employment, Monday – Friday,40-45 hours per week, 8:30 am – 5:30 pm.

MINIMUM REQUIREMENTS:

Must have a Bachelor’s degree in Finance, Economics, Accounting, or a related field and 5 years of progressive, post-baccalaureate related work experience. Alternatively, must have a Master’s degree in Finance, Economics, Accounting, or a related field and 4 years of related work experience.

Must have 4 years of Structured Finance transaction experience in the Financial Services industry.

Must have 4 years of experience in banking/capital markets at a commercial bank or comparable experience working as a consultant in a financial services company.

Must have 4 years of combined experience in at least 2 of the following requirement:
- Transaction issuance knowledge of fixed income products including CLO, ABS, RMBS, or CMBS and related real estate finance experience;
- Risk management, front office, or securitization related activities within Banking Capital Markets; or
- Structured Finance cash flow modeling experience

Must have at least 3 years of experience in asset file review, collateral stratification/analysis, bond analytics, securitization offering document review and/or other related securitization compliance reviews and at least 1 year of experience in the preparation of Agreed-Upon Procedures reports.

Must have 2 years of experience supervising and managing a team of consulting professionals.

Employer will accept any suitable combination of education, training or experience.

What we offer

We offer a comprehensive compensation and benefits package where you’ll be rewarded based on yourperformance and recognized for the value you bring to the business. The base salary for this job is $125,278.00 per year. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.
EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

This particular position at Ernst & Young in the United States requires the qualified candidate to be a "United States worker" as defined by the U.S. Department of Labor regulations at 20 CFR 656.3. You can review this definition at at the bottom of page 750. Please feel free to apply to other positions that do not require you to be a "U.S. worker".