Job Responsibilities
- Conduct credit analysis and helps a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team
- Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers
- Develop a well-informed and forward-looking view of the business, financial and competitive risks associated with a company and sector
- Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
- Take ownership of client credit needs and projects and independently develops a credit opinion
- Review and assign risk ratings and maintains updated credit research on their portfolio of clients
- Participate in credit due diligence process for clients, including for capital markets transactions
Required Qualifications, Capabilities and Skills
- Bachelor’s degree with academic training in the principals of accounting, corporate finance capital markets products, and macro economics
- Strong analytical/financial modeling ability and excellent accounting and corporate finance expertise
- Strong verbal and written communication skills with an interest in client interaction
- An exceptional work ethic and highly motivated with a natural passion to learn and an inquisitive personality
- Ability to work well under pressure on teams in a demanding environment
- Capable of understanding, describing, and debating complex concepts
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
Preferred Qualifications, Capabilities and Skills
- Some credit/underwriting credentials, analytical skills, and experience is a plus, and Consumer, Retail, or Healthcare, in particular for this opportunity.