Wells Fargo Lead Credit Risk Officer - Wholesale 

United States, North Carolina, Charlotte 

84149910

In this role, you will:

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk

• Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others

• Monitor portfolio, financial, market and economic data and assess the impact to credit fundamentals

• Develop and deploy analytical tools to identify, analyze and monitor single name, sector, concentration, and portfolio risks

• Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends

• Identify emerging credit risks and correlated risk pools that could potentially impact earnings and capital. Develop risk mitigating strategies in partnership with CRO organizations

• Develop and implement Business as Usual (BAU) stress testing procedures that inform risk identification and risk appetite

• Provide credible challenge of line of business credit products, programs, and policies

• Support the Business Loss Forecast (BLF), Current Expected Credit Losses (CECL) and Comprehensive Capital Analysis and Review (CCAR) processes, credit migration management, and concentration management with credit research

• Provide key stakeholders with subject matter expertise and reliable, transparent analysis and reporting

Required Qualifications, US:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5 years of related experience preferably to include credit risk, markets, credit research or portfolio management

• Ability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations

• Strong commercial credit analysis skillset

• Ability to present complex material in a digestible, consumable manner to all levels of management

• Advanced Microsoft Excel skills

• Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives

• Strong knowledge of debt markets, debt instruments and commercial loan products

• Experience with corporate credit relative value and market-based pricing a plus

• Bachelor degree or higher in finance, accounting, business or quantitative discipline

Posting Locations:

• 401 S. Tryon Street - Charlotte, North Carolina

• 600 Wells Fargo - Minneapolis, Minnesota

• 7001 Westown Parkway - West Des Moines, Iowa

• 250 E John Carpenter Frwy - Irving, Texas

• 1150 W. Washington - Tempe, Arizona

Job Expectations:

• Ability to work at one of the approved locations in the job posting.

• This position is not eligible for Visa sponsorship.

• This position currently offers a hybrid schedule.

Pay Range

$139,000.00 - $239,000.00

27 Jul 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.