JPMorgan Risk Management - Specialty Finance Credit Analyst 

United States, Texas, Plano 

835336763

As a Credit Risk Analyst on the Specialty Finance Risk Team, you will support the risk management of a national portfolio of non-bank financial entities focused on residential mortgage originations, commercial/consumer finance, fintech and other financial service industries. You will work closely with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade and approve credit exposures.

Job Responsibilities

• Assist in the risk management of the portfolio, maintaining an understanding of clients’ businesses
• Develop foundational knowledge of the residential mortgage finance and other specialty finance markets
• Participate in due diligence meetings, which may be virtual or at the client's office
• Conduct financial analysis to assess the strength of corporate counterparties and identify key risks
• Monitor the portfolio to ensure internal risk grades remain accurate
• Work closely with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed
• Support the assessment of stress or downside credit scenarios, including validating cash flow models
• Prepare/author written credit analysis and recommendations for senior credit officers

Required Qualifications, Capabilities, and Skills

• Bachelor's degree in a quantitative discipline
• Strong interest in Commercial/Corporate Banking/lending or Structured Finance
• Excellent verbal and written communication skills
• Strong organizational skills and attention to detail
• Ability to collaborate with teammates along with internal and external stakeholders
• Strong work ethic with an ability to meet deadlines while multi-tasking

Preferred Qualifications, Capabilities, and Skills

• Prior experience in Commercial/Investment Banking, especially with a credit, structing and/or market focus
• Proficiency in Excel and PowerPoint
• Interest in residential mortgage, specialty finance, and/or securitization
• Basic/general understanding of credit, documentation, and transaction processes
• Ability to perform well under pressure in a demanding environment