This role will be responsible for reviewing appraisals and corresponding documentation to confirm and certify the property value on first mortgages and refinances.
In this role you will:
- Perform appraisal reviews to confirm property value and compliance with Federal and Regulatory policies.
- Evaluate and decision property values for moderately complex consumer requests.
- Interact daily with internal and external partners to clarify quality concerns identified during the review process.
- Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines.
- Review collateral valuations and other supporting documentation to recommend or approve collateral within authority levels with the use of automated scoring systems and traditional underwriting.
- Ensure credit files are current, complete, and compliant with company standards.
- Present recommendations for resolving situations and exercise some independent judgment while developing understanding of the Underwriting role.
- Provide information to team, managers, and customers to related inquiries.
Required Qualifications:
- 2+ years of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Strong analytical skills with high attention to detail and accuracy
- Mortgage Industry experience
- Excellent verbal, written, and interpersonal communication skills
- Intermediate Microsoft Office (Word, Excel, and Outlook) skills
- Exposure to the Wells Fargo's CORE origination system
- Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
- Technical skills: CORE, ICMP, LPSCloud, Coast2Coast, and/or Christine/Opera
Job Expectations:
- This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents
- This position offers a hybrid work schedule
- You are Required to attend the full duration of paid training - 8-10 weeks
- Ability to Obtain required Delegation of Authority within 90-120 days of start date
- Monday-Friday 8:00 a.m.-5:00 p.m. CST
- For 2 days a month, you will be required to work 10:30 a.m.-7:00 p.m. CST
This position is not eligible for Visa sponsorship.
18 Aug 2024
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.