Bank Of America Credit Risk Officer 

Mexico, Mexico City, Mexico City 

830895531

Job Description:

Job Description:

The Credit Risk Officer will be responsible for credit analysis and investigation of existing and prospective clients and counter parts under direction of senior team members. Requires a full understanding of the organization's credit policies and existing credit arrangements. Requires continued knowledge development of specifics related to the business unit or product being supported, including unique credit arrangements.

Responsibilities

• Be an active member of deal teams and engage proactively with relationship and product partners

• Analyze clients’ businesses, their financial statements and due diligence materials

• Prepare insightful detailed credit papers for new requests and ongoing portfolio monitoring purposes

• Perform ongoing monitoring of clients and information flow associated with the portfolio

• Supervise and provide developmental oversight to Analysts

• Identify and escalate emerging risks

• Understand and apply internal policy, procedures and regulatory requirements

• Review various legal documents for relevant credit products

• Successful candidate must be able to communicate effectively in constructing arguments to support recommendations to seniorofficers.

• Credit Officers will also, on occasion, participate in client meetings.
  

Requirements:

• Fluent English (spoken & written)

• Minimum 6 years of experience in banking and finance or related field

• Sound commercial judgment and strong business acumen

• Knowledge of credit products including loans, derivatives, trade finance, cash management

• Ability to analyze financial statements, conduct due diligence and prepare credit proposals

• Experience analyzing investment and sub-investment grade credit profiles and structures

• Proactive - takes initiative and demonstrates ownership

• Strong technical skills, including accounting and modeling in Excel

• Strong written and verbal communication skills in English

• Capability to build relationship both within the bank and with clients

• Demonstrates intellectual curiosity and is focused on continuous learning and skill building

• Ability to work independently and manage multiple complex tasks while delivering high quality results