Citi Group Officer - Credit Risk Analyst ICG Analysis IRAU C10 Mumbai 

Malaysia, Penang, George Town 

82299424

ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

:

• Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

• Travel (less than 10%)

:

• Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues

• Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation

• Displays basic industry research capabilities, including risk and key drivers

• Basic understanding of Credit Policy and procedures; proactively refers to resources as needed

• Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance

• Proven culture carrier

• Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Microsoft Office (Word, Excel, and PowerPoint) skills

Education:

BA/BSc or higher degree in Business (MBA), or any other related subject

Global Benefits:

• We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

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