Wells Fargo Lead Credit Risk Officer / Wholesale 

United States, North Carolina, Charlotte 

8225997

We are seeking highly motivated credit professionals to enable the rationalization and maintenance of wholesale credit policies, while:

• Ensuring proper Line of Business implementation of, and adherence to, wholesale credit policies.

• Supporting line of business credit risk governance.

• Complying with the Policy Management Policy.

• Ensuring a consistent credit risk profile.

• Ensuring credit professionals can easily understand and follow the requirements.

• Ensuring proper Line of Business implementation of, and adherence to, the wholesale credit policies.

In this role, your duties may include:

• Ensuring proper Line of Business implementation of, and adherence to, wholesale credit policies.

• Leading roundtables, and serve as a subject matter expert, on specific lending topics. In addition, your duties may include:

  • Understanding, and clearly communicating, complex wholesale credit concepts.

  • Building consensus for final approach on lending topics.

• Writing credit policies, with moderate oversight, so that it:

  • Aligns with regulatory expectations.

  • Appropriately represents the bank’s risk appetite.

  • Is clearly understood by all stakeholders (Credit Professionals and third-parties).

  • Adheres to the Policy Management Policy.

• Ensuring proactive management of existing credit policies, procedures, and supporting documents. Additional duties may include:

  • Addressing needed Risk Governance edits within policies.

  • Adherence to the Policy Management Policies.

• Identifying improvement opportunities within policy, procedure, and surveillance by:

  • Ensuring resolution of matters requiring attention from third party stakeholders.

  • Providing accurate and timely answers to credit policy inquiries, from Credit Professionals and other stakeholders.

  • Effectively communicating and building partnerships with appropriate parties.

Required Qualifications, US:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Solid understanding of WHSL credit underwriting, monitoring and approval responsibilities, across multiple lines of business/lending types.

• Advanced ability to communicate both orally and in writing to multiple constituents.

• Current or previous delegated credit approval authority.

Posting Locations:

• 401 S Tryon St, Charlotte, NC

• 600 S 4th St, Minneapolis, MN

• 800 S Jordan Creek Pkwy, West Des Moines, IA

• 114 N Beaumont St, Saint Louis, MO

• 1150 W Washington St, Tempe, AZ

• 250 E John Carpenter Frwy, Irving, TX

Job Expectations:

• This position currently offers a hybrid work schedule.

• Ability to work at the approved location(s) in the job posting.

Pay Range

$111,100.00 - $197,500.00

6 Apr 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.