Citi Group Credit Review Senior Officer 

Hungary 

818116103

By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

What you'll do

• Assess the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across Citigroup and Citibank.

• Management of regional Banking and International Credit Review (BICR) Review Entities through quarterly Business Monitoring and periodic Reviews

• Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks

• Evaluation of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships

• Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements

• Review of Business and Risk staffing levels to asses the effects on assigned Review Entities

• Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides

• Approval of relationship-level file testing prepared by BICR Reviewers

• Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business

• Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and BICR Review Reports created for the assigned Review Entities

• Assists Credit Review Portfolio Managers, Regional Directors, and BICR Management on regional and/or global tasks

• Proactive communication to Credit Review Portfolio Managers and BICR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities

• 25% travel required

What we'll need from you

• Bachelor’s/University degree, Master’s degree preferred

• Fluent English language skills

• 10+ years of work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit or financial statement analysis experience

• Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues

• Fully conversant in credit policy matters

• Good knowledge of capital markets products, including derivatives

• Ability to recognize emerging risks, including operational risk

• Expert in risk analysis and risk management processes for one or more products and lending areas

• Developed project management skills

• Proficient in Microsoft Office (Word, Excel, and PowerPoint)

• Proven ability to build and maintain relationships and exert influence without direct authority

• Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Senior Credit Officer qualification preferred. Regulatory experience or relevant experience in a similar role at another institution is desirable

By joining Citi Hungary, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive compensation package and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well:

• Cafeteria Program

• Home Office Allowance (for colleagues working in hybrid work models)

• Paid Parental Leave Program (maternity and paternity leave)

• Private Medical Care Program and onsite medical rooms at our offices

• Pension Plan Contribution to voluntary pension fund

• Group Life Insurance

• Employee Assistance Program

• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed

• Flexible work arrangements to support you in managing work - life balance

• Career progression opportunities across geographies and business lines

• Socially active employee communities with diverse networking opportunities

Time Type:

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