Truist RAC Lender II 

United States, North Carolina, Gastonia 

810629992

Regular or Temporary:

English (Required)

1st shift (United States of America)

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Responsible for making quality credit decisions in fast paced environment.
2. Comply with all stated guidelines, policies and procedures as well as all State and Federal rules and regulations.
3. Perform internal and external sales and marketing to present our Value Promise to effectively develop profitable Dealer Client Relationships.
4. Assist Loan Processing teammates to ensure efficient and compliant funding procedures.
5. Visit assigned Dealer Clients independently or jointly with Relationship Manager to develop stronger relationships to enhance volume.
6. Review all early payment defaults and document findings. In addition, follow-up with dealership personnel on any fraudulent items (e.g. straw purchases, missing options).8. Maintain application approval rates at an acceptable level as set by corporate standard.
9. Other Critical Tasks and Duties assigned, including, but not limited to documentation of marketing activities in client relationship management.

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree or equivalent education and related training or experience.
2. Three years of industry related experience
3. Good problem-solving and analytical abilities.
4. Interpersonal skills to build dealer and customer relations
5. Excellent communication skills to be able to relate to dealership and office personnel
6. Ability to multitask in a fast-paced environment
7. Ability to work independently during periods of limited supervision
8. Ability to work flexible schedules including weekends and evenings
9. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
10. Ability to travel, occasionally overnight

1. Proficient at calculating numerous formulas and ratios
2. Knowledge of all facets of automotive industry
3. Marketing skills
4. Working knowledge of operational systems (Salesforce, Origenate, etc.)
5. Bilingual