JPMorgan Risk Management - Home Lending Capital Markets Associate 

United States, Texas, Plano 

793193005

As a Capital Markets Associate within the Home Lending Risk team at JPMorgan Chase, you will play a pivotal role in best execution strategies at various points in the mortgage life cycle. Your responsibilities will span across origination, core servicing and default servicing. You will be part of a team that is responsible for developing and executing a risk management discipline where risk and return considerations are appropriately factored into decision making. Your role will support key risk management decisions including Mortgage Servicing Rights (MSR), Held for Investment (HFI) Portfolio origination credit box, HFI Bulk Whole Loan Purchases, Mark to Market (MTM) and Jumbo Private Label Securitization (PLS) initiatives, and ongoing risk oversight and performance monitoring of key credit and portfolio risk management strategies.

Job responsibilities

• Collect and analyze complex data to support the oversight of capital market activities, including the assessment of bulk Mortgage Servicing Rights (MSR) and loan acquisitions, sales, and securitizations
• Conduct analyses to evaluate initiatives related to portfolio credit parameters, due diligence defect analysis, and MSR acquisition risk tolerance
• Review risk assessments, waterfall structures, and stratifications for various bulk and securitization transactions
• Facilitate the flow of information across different functional groups to ensure seamless coordination
• Synthesize data and information into key messages for senior management discussions, including the preparation of transaction risk memos
• Perform ad hoc analyses and contribute to various projects as a representative of the Risk Management team
• Lead efforts to enhance and automate reports and streamline repetitive processes

Required qualifications, capabilities and skills

• Bachelor's degree
• Minimum 3 years of experience in risk management, capital markets or relevant field
• Strong understanding of various capital market structures and credit risk
• Exposure to lending products with the ability to identify and analyze risk segments
• Familiarity with company accounting statements, including balance sheets and income statements
• General knowledge of transactions such as originations, bulk MSR purchases and sales, whole loan sales and purchases, securitizations and other related functions within the capital markets space
• Experience with SAS/Alteryx
• Proficiency in Microsoft Excel, Word, and PowerPoint

Preferred qualifications, capabilities and skills

• Previous experience with securitized products, such as mortgage-backed securities (MBS) or other derivatives
• Experience working within a consumer bank, particularly in risk or compliance functions, or within transaction management, deal management or capital markets analytical roles
• Familiarity with company accounting statements, including balance sheets and income statements
• Strong communication skills
• Proven experience in stakeholder engagement, with the ability to build trust through diligent work and honest project assessments
• Ability to prioritize tasks and manage multiple assignments effectively, demonstrating proactivity in a fast-paced environment while maintaining composure under pressure
• Capacity to quickly and effectively respond to rapidly changing business needs and urgent requests