PNC Portfolio Analytics & Strategy Analyst Senior 

United States, Pennsylvania, Pittsburgh 

745883681

Job Responsibilities:• Collaborate with Marketing, Product, and other partners to develop and manage audience selection, contact and testing strategies to optimize performance of Direct Marketing account management campaigns/programs for Home Equity and Credit card products
• Work across diverse stakeholder groups to build consensus on strategy implementation and monthly campaign execution
• Create and maintain documentation related to risk management, pricing, data processing, audit controls and process management
• Leverage business and product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
• Synthesize analytical results and develop, recommend, and implement business strategies that improve lending decisions, assist in managing risk, increase revenues, targeted marketing, reduce exposure to losses, meet business goals, and improve performance. Establish baselines for strategies and track actual performance to expectations.
• Use data mining skills to develop new expansion strategies and/or new suppression strategies to manage customer experience and profitability
• Analyze gaps, identify new opportunities, and provide recommendations and supporting business cases
• Apply predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for portfolio strategies to provide insight into portfolio risk.
• Collaborate with the line of business, Finance, Marketing and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
• Communicate complex observations and recommendations to the stakeholders to build consensus on strategy approval and implementationPreferred Skills and Experience:• BS/BA in STEM area and 5+ years of related experience or Master's in STEM area and 3+ years of related experience. Masters in Statistics/Quantitative, Economics, Finance or Math preferred.
• Excellent communication and presentation skills
• Strong leadership to drive results
• Great sense of urgency to deliver results on time
• Proactive and independent thinker
• Technical skills: Python, Hadoop (Hive/Impala), SQL, SAS, Tableau, Statistics, Teradata
• Business knowledge: Consumer Lending Products, Credit Card Products, marketing waterfall selection process (preferred)
• Some travel required (1 to 2 times per year, Pittsburgh, PA or Wilmington, DE)
Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk AppetiteRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the