Expoint - all jobs in one place

Finding the best job has never been easier

Limitless High-tech career opportunities - Expoint

Bank Of America Associate Global Corporate & Investment Banking Credit Risk 
Australia, New South Wales, Sydney 
728949004

15.04.2025

Job Description:


Job Description:

Credit Officers manage a portfolio of large corporate and financial institutions clients and are responsible for structuring, underwriting, negotiating, and monitoring financing solutions for their clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products. The GCIB Australia portfolio consists of large multinational companies in sectors such as Airlines, Building Products, Construction & Engineering, Commercial Services, Energy, Healthcare, Infrastructure, Real Estate and Transportation in addition to Financial Institutions and select Private Equity investments. Credits in the portfolio are principally underwritten on a cash flow basis with a mix of investment grade and non-investment grade transactions. Responsibilities include but are not limited to:

  • Structuring, underwriting, negotiating, documenting, and managing credit risk associated with all banking products for a designated client portfolio.
  • Identifying opportunities to responsibly grow the loan portfolio.
  • Mitigating losses in deteriorating credits through amendments and restructurings
  • Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability.
  • Negotiating legal documentation related to loans and derivatives.
  • Interfacing with internal control partners and external regulators
  • Training and mentoring Credit Analysts and Associates

Required Skills

  • 7 years’ experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products
  • Strong credit risk analysis and conclusion-oriented analytical skills with ability to manage complex transactions.
  • Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation, and execute timely closings.
  • Able to soundly manage the portfolio and justify rationale for recommended transactions.
  • Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners.
  • Ability to manage multiple priorities - must be a team player.