Bank Of America Commercial Credit Underwriter II - Profit Healthcare 

United States, Massachusetts, Boston 

712336888

Job Description:

Job Description:
This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.

Responsibilities:

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
• Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
  

Required Skills:

• 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuringin Commercial Banking
• Analytical/technicalskills, including financial accounting, and modeling
• Strongcommunication skills; ability to communicate vertically, horizontally, and externally
• Experiencein financial analysis and portfolio management

Desired Skills:

• degree and 2-3 years of credit analystexperience preferred
• Experience in the healthcare sector preferred

Skills:

• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Attention to Detail
• Written Communications
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Credit Documentation Requirements
• Analytical Thinking
• Collateral Management
• Loan Structuring
• Business Acumen
• Collaboration
• Prioritization

Minimum Education Requirement:
High School Diploma / GED / Secondary School or equivalent

1st shift (United States of America)