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JPMorgan Commercial Banking Risk - Credit Associate 
India, Karnataka, Bengaluru 
705240964

20.07.2024


Job responsibilities

  • Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) – for middle market clients (clients with exposure less than $5-$10mm). Recommend rating grades based on analysis for the clients.
  • Manage quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm’s credit related policies, etc.
  • Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.
  • Build strong knowledge of credit analysis for clients.
  • Build strong stakeholder relationships and maintain open communication channels with Credit Officers and Credit Executives

Required qualifications, capabilities, and skills

  • Minimum 4 years of experience in credit risk
  • Qualifications in MBA (with Finance specialization) / CA
  • Excellent academic record; experience in credit risk
  • Strong grasp of corporate finance concepts and their application Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards
  • Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
  • Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers
  • Deadline orientation; close attention to detail and accuracy
  • Proficient in the use of MS Word, Excel and Power Point
  • Ability to work proactively & independently as well as in a team environment
  • Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs.