JPMorgan Commercial Banking Risk - Middle Market Credit Analyst 

India, Karnataka, Bengaluru 

686435528

As a Credit Risk Analyst inCommercial Banking Risk - Middle Market - Credit Risk Analyst

Job responsibilities

• Work closely with Credit Officers in North America and India on client activities such as prospects, new client onboarding, new facilities, modifications of existing facilities, projections modelling and portfolio management activities such as annual reviews, periodic financial performance diligence, etc.
• Prepare credit analysis on assigned clients - covering macro-overview, industry/sector analysis, business analysis, financial analysis – and recommend changes to credit ratings
• Partner with Credit Officers on assigned clients to manage clients’ credit asks and assist in portfolio management activities.
• Maintain proactive and positive attitude and exhibit rigor in work to produce near flawless credit drafts and modelling outputs.
• Build strong relationships and maintain open communication with colleagues from various Lines of Business including Credit Officers, Bankers, Middle Office, etc.
• Develop strong working knowledge and track clients/sectors related to diversified industries on an on-going basis
• Ensure governance, reporting and data quality requirements are met and maintained for client and client families

Required qualifications, capabilities, and skills

• Post graduate degree
• 0-2 years’ experience in credit risk analysis
• Ability to work independently as well as in a team environment
• Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders
• In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards
• Excellent academic record, strong grasp of corporate finance concepts and application, close attention to detail and accuracy
• Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
• Proficient in the use of MS Word, Excel and PowerPoint