Job Responsibilities
- Own credit forecasts for business planning and regulatory submissions for exercises like CCAR, CECL, Firmwide risk appetite and budget
- Provide attribution analysis for the changes in forecast and variances
- Provides accurate and concise results and presents findings, recommendations and presentations to management
- Collaborate with Risk Management, Finance, Product and Collections to inform the forecast on current learnings and incorporate strategic initiatives
- Partner with Finance and Risk stakeholders to ensure strategy alignment and seamless execution
- Manage, mentor and coach a team of two associates
- Ensure compliance with existing risk and control structure while driving future enhancements to risk and control structure
Required qualifications, capabilities, and skills
- Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training
- 5+ years of Credit Risk Management, Statistical Modeling, Financial Analysis and/or Consulting experience
- Demonstrated leadership in applying analytics to efficiently and pragmatically solve business problems through structured problem-solving approaches
- History of communicating to senior leaders of an organization.
- Strong analytical skills. Ability to synthesize / analyze diverse information, develops recommendations, and makes decisions.
- Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups.
- Strong communication and interpersonal skills, ability to interact with individuals across departments/functions
- Proficiency in Microsoft Office suite of products (Advanced Excel, VBA and PowerPoint)
Preferred qualifications, capabilities, and skills
- Knowledge of regulatory modeling (IFRS9 / CECL / CCAR)
- Credit risk experience in one or more US consumer credit portfolios (i.e., U.S. Mortgage, Credit Card, Automotive, Business Banking, Wealth Management, Private Banking)
- Programming languages like Python/SAS/SQL