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Citi Group Western Europe Banks & Broker Dealers Senior Credit Underwriter - Director 
United Kingdom, England, London 
682520108

20.09.2024

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

  • Provide first line of defense credit approval for the most complex transactions
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
  • Supports function’s close engagement with global and Regional Business Heads, Independent Risk, regulators, and other control functions
  • Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
  • Manage large, diverse, and high performing team
  • Oversee credit associates with respect to their preparation of key deliverables such as CAM and sign off on their work product
  • Support the ICM FI Credit Underwriting Seniors on strategic initiatives/projects
  • Support VOE initiatives

SPECIFIC RISK EXPERIENCE:

  • Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
  • Experience in and exposure to global credit risk management standards
  • Ability to understand capital markets products and complex financing and product structures
  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
  • Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and productorganizations
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:

  • Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
  • Navigates organizational complexity and breaks silos
  • Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
  • Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
  • Proven track record of partnering with global peers in leveraging and implementation of best practices
  • Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions

QUALIFICATIONS:

  • Risk/risk-related credit work experience in banking/financial institutions
  • Senior Credit Officer designation or higher is preferred
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • Demonstrates strong ethics and integrity
  • Ability to see the ‘big picture’ in a complex environment
  • Can make decisions under pressure and short timeline
  • Excellent verbal & written communication skills. Active listening skills.
  • Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Risk ManagementCredit Decisions


Time Type:

Full time

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