Citi Group 기업금융신용분석팀- FI Underwriter 

United States, New York, New York 

676658333

Responsibilities:

• Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
• Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment.
• Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
• Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization.
• Coordinate with bankers on customer calls and site visits, when appropriate.
• Perform industry and geographical research and other due diligence as needed.
• Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
• Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
• Provide backup to the team manager in workflow distribution and monitoring as needed.
• Recommend changes to process to achieve greater efficiency.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 10+ years of experience
• Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)
• Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
• Effective written and verbal communication skills
• Problem recognition and resolution skills
• Ability to work autonomously and within a team
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

• Bachelor’s/Universitydegree, Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• 신용관리/분석관련심사

• 거래에대한신용리스크분석을통한승인추천

• 주기적신용리스크모니터링을통한포트폴리오리스크관리

• 비즈니스및리스크파트너와의협업및이슈관리

• 리스크관리시스템및분석도구를이용한리스크

• 및금융상품에대한이해

• 신용분석,재무분석경험

• 회계,재무,산업,경제및법률에대한지식

• 행내외각종규정및절차에대한지식

• 프로젝트및이해관계자관리경험

• 비즈니스파트너및리전/글로벌관계자와의구두및서면커뮤니케이션스킬

• 영어커뮤니케이션능력(Verbal/Written)

• 관계를구축하고영향력을행사할수있는효과적인대인관계역량

• ​​시간과우선순위를효과적으로관리할수있는능력

• 다양한수준의청중에게명확하고간결하게의사소통할수있는능력과뛰어난서면,구두의사소통역량

근무조건

• 고용형태: 전문직

• 급여 및 복지조건 : 회사 내규에 따름

• 근무지역 : 서울 종로구 새문안로50

전형절차

• 서류전형 > 면접전형 > 사전점검/채용검진 > 최종합격

• 전형일정 및 각 전형 별 합격발표는 이메일을 통하여 면접 대상자에게 개별 안내 드립니다.

• 지원방법 : 당행 채용 site 접속하여 온라인 지원

• 제출서류 : 영문이력서 1부

• 접수기간 : 채용시까지

• Rolling Base 인터뷰 진행 (지원서가 접수된 순서대로 검토하며, 채용후보자가 조기에 선발되는 경우 접수기간 중이라도 채용 공고 종료 가능함)

유의사항

• 구직자 본인의 용모, 키, 체중, 출신지역, 혼인여부, 재산과 구직자 본인의 직계 존비속 및 형제자매의 학력, 직업, 재산의 정보는 기재하지 마시기 바랍니다. (채용절차의 공정화에 관한 법률 제4조의 3)

• 온라인을 통해 접수한 이력서는 반환하지 않습니다. (채용절차의 공정화에 관한 법률 제11조)

• 부정한 행위(예: 채용청탁 등)를 통해 합격한 사실이 확인된 경우, 합격이 취소될 수 있으며 향후 채용에 제한이 있습니다.

• 장애인/보훈대상자의 경우 서류전형에서 우대

• - 장애인은 ‘장애인복지법 시행령’ 제2조에 따른 장애인 기준에 해당하는 자 또는 ‘국가유공자등 예우 및 지원에 관한 법률 시행령’ 제14조 제3항에 따른 상이등급 기준에 해당하는 자를 말합니다.

• - 보훈대상자는 ‘국가유공자 등 예우 및 지원에 관한 법률’등에 의한 취업지원 대상자를 말합니다.

• - 지원 시, 해당 사실을 증빙할 수 있는 서류를 추가 제출 바랍니다. (개인정보 마스킹 필수)

• 문의: 한국씨티은행 인사지원부 ( )

Time Type:

View the " " poster. View the .

View the .

View the