Independently assess treasury service risk for assigned middle market clients to determine if risk is appropriate.
Establish and review credit facilities that support treasury service products and Cash secured commercial cards, letters of credit; provide first level approval
Utilize transaction activity and usage information to respond to risk alerts and assess risk profile.
Provide treasury service risk mitigation recommendations for clients when warranted.
Quality check work delivery for junior analysts in the team.
Understand various Treasury Service Products and operating platform.
Develop and maintain open communication channels with Coverage team including Bankers, Treasury Service Officers and Trade Finance. Independently handle all calls discussions with Bankers and Treasury Management Officers.
Identify escalation opportunities that require other Risk partners
Stakeholder management – Build strong relationships and maintain open communication channels with client Coverage team to act as subject matter expert.
Required qualifications, capabilities and skills:
4-7 years of experience in credit risk or product risk
Knowledge of treasury service products and facilities
Excellent academic record
Strong grasp of corporate finance concepts and their application
Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers
Deadline orientation; close attention to detail and accuracy
Proficient in the use of MS Word, Excel (including Risk Reporting) and Power Point
Ability to work proactively & independently as well as in a team environment
Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs/TMOs