Lead risk management activities associated with the retail credit portfolio
Validate new account strategy development, account management strategy development and non-scoring models
Ensure compliance with partner contract SLAs and management
Conduct internal and external oversight reviews
Partner with various groups including Relationship Management and the Operating Committee
Meet and exceed Partner/Citi Profit & Loss (P&L) and performance expectations
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
15+ years of experience in financial services and risk management required
Experience with portfolio performance monitoring and diagnostics
Knowledge of toolsets including behavior scores, internal and external data sources, data mining/segmentation applications
Knowledge of card product P&L dynamics and the interaction of consumer behaviors, product configuration and market/economic environments
Knowledge and understanding of the retail partner business model
Proven analytic and negotiation skills
Demonstrated successful in managing risk policy/strategy through the economic cycle and/or in various environments
Consistently demonstrate clear and concise written and verbal communication
Education:
Bachelor's degree/University degree or equivalent experience