Resolve issues and recommend solutions to moderate problems.
Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family.
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing.
Execution of the implementation process for all the initiatives in the portfolios strategies, interacting with the different areas involved (Risk Infrastructure, CRCM, Credit Ops, Business, etc.), guaranteeing compliance with each and every one of the guidelines defined.
Constant maintenance of our credit manual, in order to always have it updated, aligned with the current policies and in compliance with all applicable regulations.
Timely monitoring of the delivery of all evidence of the controls established within the area, as well as being able to identify areas of opportunity in which new controls are required.
Coordinate the activities necessary to close the CAPs and issues within the area, as well as be able to define corrective actions in case of the need to raise new issues.
Prepare deliverables for the different reviews and audits.
Develop risk management framework and processes.
Acts as SME to senior stakeholders and /or other team members.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
Experience in Risk Consumer (Unsecured & Secured Portfolios) at least 2 years and 5 in Financial Institutions
Ability to apply credit and risk principles toward business goals
Consistently demonstrate clear and concise written and verbal communication
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven interpersonal, organizational and analytic skills
Education:
Bachelor's degree/University degree or equivalent experience
Carrers related to Actuary, Mathematics, Economy, Finance, Engineering
Basic English Level to be able to communicate clear ideas
General knowledge about credit cycle (Cross Sell, Credit Initiation, Program Maintenance, Collections and Frauds).