Finding the best job has never been easier
Wells Fargo Senior Lead Credit Risk Officer / Corporate United States, North Carolina, Charlotte 603603090
Share
About this role:
We are seeking highly motivated credit professionals to enable the rationalization and maintenance of wholesale credit policies, while:
Supporting line of business credit risk governance.
Complying with the Policy Management Policy.
Ensuring a consistent credit risk profile.
Ensuring credit professionals can easily understand and follow the requirements.
Ensuring proper Line of Business implementation of, and adherence to, the wholesale credit policies.
We are seeking candidates with…
Broad and deep understanding of wholesale credit underwriting, monitoring, and approval responsibilities, across multiple lines of businesses and lending types.
Expert ability to communicate both orally and in writing to multiple constituents.
In this role, you will:
Lead Roundtables and serve as a subject matter expert on specific lending topics.
Understand, and clearly communicate, complex wholesale credit concepts.
Build consensus for final approach on the topic.
Write credit policies, with minimal oversight, so that it aligns with regulatory expectations and appropriately represents the bank’s risk appetite (as clearly understood by all stakeholders, Credit Professionals and third parties) and adheres to the Policy Management Policy.
Present policy topics to Group Senior Credit Officers (GSCOs) and Business-Aligned Chief Risk Officers to build consensus for Wholesale Credit Policies.
Identify legacy content for appropriate disposition, and coordinate with legacy content owners to implement new framework.
Ensure proper Line of Business implementation of, and adherence to, wholesale credit policies.
Ensure proactive management of existing credit policies, procedures, and supporting documents.
Address needed Risk Governance edits within policies.
Identify improvement opportunities within policy, procedure, and surveillance.
Ensure resolution of matters requiring attention from third party stakeholders.
Provide accurate and timely answers to credit policy inquiries, from Credit Professionals and other stakeholders.
Effective communication and partnership skills.
Participate in recording, and content creation, of webcast supporting the quarterly Wholesale Credit Policy Publications.
Provide perspective and feedback on various surveillance programs, such as the Credit Policy Exception (CPE) Program.
Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others.
Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends.
Provide vision, direction, and expertise to senior leadership on implementing innovative and significant business solutions.
Broad and deep understanding of wholesale credit underwriting, monitoring, and approval responsibilities, across multiple lines of business/lending types.
Approve and provide challenge of line of business credit products, programs, and policies.
Expert ability to communicate both orally and in writing to multiple constituents.
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
Collaborate with business for oversight of risk management.
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics.
Work with internal and external customers.
Required Qualifications, US:
7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications:
Previous commercial banking or wholesale credit experience.
Current or previous delegated credit approval authority.
3+ years of management experience.
Posting Locations:
401 S Tryon St, Charlotte, NC
600 S 4th St, Minneapolis, MN
800 S Jordan Creek Pkwy, West Des Moines, IA
114 N Beaumont St, Saint Louis, MO
1150 W Washington St, Tempe, AZ
250 E John Carpenter Frwy, Irving, TX
Job Expectations:
Ability to work at one of the approved locations in the job posting.
This position offers a hybrid work schedule.
Pay Range
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
These jobs might be a good fit
