Td Bank AML Operations Analyst - Subpoena 

United States, Maine, Lewiston 

598576695

Lexington, South Carolina

$52,000 - $83,720 USDFinancial Crime Risk Management

Job Description:

The AML Operations Analyst I provides a range of analytical and/or operational process support within a defined functional area or to business units in adhering to AML/BSA, Sanctions and ABAC requirements and assists in implementing AML Operations initiatives to help manage regulatory risk.

Depth & Scope:

• Serves as an expert in assigned operational function and performs end-to-end activities
• Requires an understanding of a range of product and services, processes, procedures, systems and concepts within their own and related areas of specialty
• May lead problem resolution for issues that have been escalated, and/or escalate to appropriate level where further clarity or interpretation is required
• Completes work within specifically defined parameters with guidance / direction from management as necessary
• Requires diplomacy to exchange ideas and information with internal partners and management
• Acts as a subject matter process expert in a range of technical processes and procedures
• Focus of work is daily, weekly, monthly and/or longer with addition of ad-hoc and initiative-based requests, as required
• Requires knowledge of the business unit / operational functions and interaction points with other related areas as well as regulatory issues/ requirements for jurisdictions supported
• May involve cross-functional teams across TD and/or involving external contacts

Education & Experience:

• Undergraduate degree preferred
• 2+ years relevant financial services, financial crimes, law enforcement, accounting, analysis, or legal experience
• Fundamental knowledge of AML operations standards, procedures, laws, rules and regulations
• Knowledge of current and emerging trends
• Skill in using analytical software tools, data analysis methods and reporting techniques
• Skill in using computer applications including MS Office
• Ability to communicate effectively in both oral and written form
• Ability to work collaboratively and build relationships
• Ability to work successfully as a member of a team and independently
• Ability to exercise sound judgement in making decisions
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to handle confidential information with discretion

Customer Accountabilities:

• Supports the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters
• Conducts sound investigations and provides AML/ATF, Sanctions/ABAC, support and recommendations on AML/BSA, Sanctions and ABAC investigations
• Supports and understands risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry best business practices
• Recommends responses to any AML, Sanctions/ABAC questions and immediately escalates any sensitive issues to senior management
• Provides trend analysis and reporting of AML, Sanctions/ABAC findings to Management for review
• Assists the operational function with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitors adherence to applicable regulations/ requirement
• Identifies, documents and investigates processes / exceptions arising from transactions beyond 1st level operations service delivery and resolves escalated matters and refers complex issues / situations beyond own level of expertise
• Establishes and provides analysis and reporting on operational performance of the businesses with respect to AML, Sanctions/ABAC related transactions
• Assists in managing an effective, on-going AML, Sanctions/ABAC surveillance program designed to detect and mitigate regulatory violations and breaches of internal policies and procedures
• Completes filings and/or reporting to regulators and/or law enforcement agencies as required, for Management review and approval

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet SLA requirements for service and productivity
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
• Protects the interests of the organization – identify and manage risks, and escalates non-standard, high risk transactions / activities as necessary
• Complies with applicable internal and external audit and regulatory requirements and may actively participate in Audit Reviews, providing recommendations and guidance as required
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Supports the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Our Total Rewards Package

awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.