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Intuit Senior Staff Credit Risk Analyst United States, California, Mountain View 597260690
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Responsibilities
- Develop and implement credit risk strategies and policies and drive business growth by supporting and scaling strategies for consumer lending and banking portfolio
- Develop & Enhance the credit Policy and program and establish a framework to ensure lending activities are in compliance with internal policies and regulatory requirements
- Partner with teams across Intuit (including product development, marketing, data engineering, compliance, risk , data scientists etc.) to enable decision support and key customer insights in the consumer banking risk and analytics spaces.
- Collaborate with stakeholders and analysts to ensure analytical & risk solutions are scalable, repeatable, effective, and meet expectations of various stakeholders in the consumer lending area.
- Use big data technology to mine massive scale transactional data to improve credit risk strategies for consumer lending and banking and design new risk-adjusted policy proposals.
- Improve the current customer experience in consumer banking by deploying risk mitigations enabling product feature expansion to industry standard.
- Provide recommendations utilizing multiple types of data, business knowledge, and strategic assumptions when data doesn’t exist, specifically in the consumer lending context.
- Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers
- Ensure data collection and data processing is optimized to provide crystal-clear visibility into the impact and value of new consumer lending initiatives and product releases.
- Mentor, coach, and develop fraud Risk Analysts to drive creative ideas, use of the latest data techniques, and elevate outcomes within consumer lending.
- Identify and evaluate new vendors / data sources and create business cases to enhance risk policies
Qualifications
- Proven leader in the data and risk space with 7+ or more years of experience leading conversations across teams to drive for business requirements clarity, build, and launch, with a strong emphasis on consumer lending.
- Ability to manage multiple projects simultaneously to meet objectives and key deadlines in the consumer lending domain.
- Expert in one of the following analytics tools, such as Python, R, SAS, and any environment under SQL.
- Outstanding communications skills with both technical and non-technical colleagues, including telling compelling stories with data, especially in consumer lending.
- Strong strategic mindset, but also willing to roll up your sleeves and get into the details, coaching team members where needed, particularly in the consumer lending context.
- Experience working with BI tools such as Tableau , quicksight, databricks.
- Proven history as a self-starter who seeks the problem, doesn't wait for the problem to find them with excellent problem-solving skills and end-to-end quantitative thinking in consumer lending.
- Demonstrates highly effective cross-functional leadership and experience working in a large matrixed organization, aligning cross-functional stakeholders, gathering business requirements, and launching product features in a fast paced environment , with a focus on consumer lending.
- Analytically minded with experience working on large-scale data projects; product management experience would be a plus, especially within consumer lending.
- Strong organization, time management, and task prioritization skills.
- Domain experience in FinTech, Risk, Financial services, with specific expertise in Consumer Lending, is highly advantageous.
- Undergraduate degree required (Economics, Natural Sciences, Statistics, Engineering, etc.); advanced degree preferred.
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