Wells Fargo Lead Underwriter Specialty Lending Affluent Clients 

United States, Arizona, Chandler 

56856383

In this role, you will:

• Review, analyze, and evaluate complex credit applications and credit line increases high-net-worth customers
• Analyze credit applications and credit line increases, credit bureau information, collateral valuation and cash flow tax returns, financial statements, trusts, investment portfolios and or other supporting documentation to recommend or approve appropriate credit line requests
• Expert communication skills ensuring best in class customer experience and proactively address customer needs to customize lending solutions
• Collaborate with internal partners such as Wealth Advisors and Private Bankers to proactively address clientneeds
• Ensure exceptional customer service delivery to affluent customers balancing credit quality with customer experience
• Lead complex initiatives with broad impact and act as key participant in the development of projects for Specialty
• Ensure conformity with bank policies andprocedures
• Evaluate complex processes or tasks that may require research into the cause and effect of challenges to projects or procedures related affluent credit card

Required Qualifications:

• 5+ years of Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• years of Underwriting for affluent customers with background in high line assignments=Deep understanding of Wealth Management and experience with high value credit portfolios
• Financial Statement Analysis: Ability to interpret complex financial documents, including tax returns, balance sheets, and income statements.
• Credit Risk Assessment: Proficiency in evaluating creditworthiness using credit scores, debt-to-income ratios, and other risk indicators.
• Cash Flow Analysis: Understanding of personal and business cash flow to determine repayment capacity.
• Communication Excellent verbal, written, and interpersonal communication skills
• Portfolio Management: Experience managing large or complex credit portfolios, including exposure limits and diversification.
• Extensive knowledge of lending policy guidelines and procedures as evidenced by strong credit and compliance quality
• Track record of proactive problem solving, taking initiative, and effectiveness in resolving complex escalations timely and decisively to meet customer expectations
• Ability to manage multiple priorities, including managing a pipeline and supporting escalations while maintaining excellent quality
• Analytical skills focusing on problem solving, process improvement and customer impact in a rapidly changing environment.
• Ability to organize, re-prioritize, and manage multiple priorities in-order-to meet deadlines

Job Expectations:

• Relocation assistance is not available for this position.
• This position is not eligible for Visa sponsorship
• Must be able to work on-site

Location:

• Charlotte NC
• Chandler AZ
• St. Louis Park MN

Pay Range

$87,000.00 - $154,000.00

23 Sep 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.