Coming in as a Credit Analytics Officer, you will be in a senior-level positionresponsible for l
You will have an end-to-end responsibility to manage underwriting and credit abuse policies for Proprietary affluent market products. This will include responsibilities of managing portfolio dynamics, loss forecasting, analyzing and deploying data based strategy changes including credit line assignment, and stakeholder management. You will manage/mentor 3 individuals.
Responsibilities:
- Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
- Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
- Establish and leverage cross-functional partnerships and network with key internal and external constituencies
- Utilize Statistical Analysis System (SAS) in a UNIX environment or other programming languages to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
- Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
- Acts as SME to senior stakeholders and/or other team members
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations
- Adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Qualifications:
- 6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
- Proven ability to use data to solve business problems and contribute to business goals
- Demonstrated ability to synthesize and prioritize
- Proven ability to remain organized in a fast-paced environment
- Demonstrated interpersonal, organizational and analytic skills
Education:
- Bachelor's degree/University degree in statistics, mathematics, finance, economics, or equivalent experience
- Master's degree preferred
Portfolio Credit Risk ManagementFull timeWilmington Delaware United States$114,720.00 - $172,080.00
Anticipated Posting Close Date:
Apr 18, 2025View the " " poster. View the .
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