Citi Group Credit Risk Senior Officer 

France, Ile-de-France, Paris 

563320494

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

What you’ll do

• Strategic professional who will undertake quality judgmental lending including
  exercising delegated approval authority
  to ensure that good business opportunities are not lost yet safeguarding the business interests of the Bank.
• Responsible for the financial analysis, risk assessment and credit structure recommendation for cash flow lending products
• Complete in depth analysis of financial data and other information provided by the client and/or banker in the field
• Oversee deal approvals including timing of approvals and turnaround in collaboration with Independent Risk and business partners
• Monitor an assigned credit portfolio and complete periodic reviews; maintain a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics
• Execute early warning procedures to promote preventative action where appropriate
• Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions in consultation with Independent Risk and senior business leaders
• Assist in the development of appropriate credit guidelines around proposed cash flow lending appetite in consultation with Independent Risk
• Assists revenue growth and contains credit losses, while managing risk within credit policy
• Pro-actively reach out to line partners, creating a shared learning environment between remote location and front office
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What we’ll need from you

• Solid credit experience required. The knowledge and experience in French market and language is essential.
• Proven track record of successfully managing credit portfolios in the commercial lending space (Mid & Large Corp)
• Excellent communication and diplomacy skills required in order to negotiate internally, often at a senior level and occasionally with external customers
• Thorough credit and analytical skills, knowledge of credit products
• Effective verbal and written communication skills
• Ability to train, recruit, and mentor teams of professionals; bold in approach and highly collaborative work style.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Demonstrates an appreciation of a diverse workforce. Appreciates differences in style or perspective and uses differences to add value to decisions or actions and organizational success.

Time Type:

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